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Amex 6 month rule on CLI?

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Regular Contributor

Amex 6 month rule on CLI?

Went and applied for a CLI today on my Amex Delta Gold Skymiles card and was told that Amex only allows one CLI every 6 months.  I havehan Amex Optima card that IIgot an increase on in February.

Has anyone else ran in to this before and is there a way around it?

FICO 8: TU 716 EX, 718 EQ 721 (5/3/19)

Discover IT $10.5k, Citi AA $6.8k , Cap One QS - $3.3k, Amex Optima - $4k Kohl's - $2500, M-Life MasterCard $5k, Amex Delta Gold $5k, Citi Best Buy $2k
Message 1 of 7
6 REPLIES 6
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Epic Contributor

Re: Amex 6 month rule on CLI?

Yep, I have ran into it like a Brick wall, I have not found a way around it.

They are pretty firm on the 6 Month CLI deal.

 

unless someone else with more knowledge can chime in?

popcorn eating emoticon.gif

Message 2 of 7
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Community Leader
Super Contributor

Re: Amex 6 month rule on CLI?

No way around it. AMEX takes your whole account into consideration when you ask for a CLI. So because you got one on your Optima back in February you'll have to wait til August for your next one for either card.
2020 is like a steak cooked well-done that needs to get out of my face. - @imapharmacygirl
Message 3 of 7
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Community Leader
Senior Contributor

Re: Amex 6 month rule on CLI?

Yeah this is a pretty firm rule with Amex. One CLI per PERSON, not per CARD

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
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Once you go Berner, you never go back.
Message 4 of 7
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Regular Contributor

Re: Amex 6 month rule on CLI?

Do they do the random auto CLI or is it only by request?

FICO 8: TU 716 EX, 718 EQ 721 (5/3/19)

Discover IT $10.5k, Citi AA $6.8k , Cap One QS - $3.3k, Amex Optima - $4k Kohl's - $2500, M-Life MasterCard $5k, Amex Delta Gold $5k, Citi Best Buy $2k
Message 5 of 7
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Moderator

Re: Amex 6 month rule on CLI?


@jd403 wrote:

Do they do the random auto CLI or is it only by request?


Depending on your overall profile, internal history plus other factors, a variety of AmEx cards usually qualify for auto-CLI.

Message 6 of 7
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Community Leader
Mega Contributor

Re: Amex 6 month rule on CLI?

Never depend on auto luv, its not reliable as they are rare and cant be predicted.
Message 7 of 7
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