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Amex 61 day CLI

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logan_720
Established Contributor

Amex 61 day CLI

Just requested my 3X CLI on my Hilton Surpass. Receive 7-10 day message.... :/ 

Message 1 of 10
9 REPLIES 9
LS2982
Mega Contributor

Re: Amex 61 day CLI

Sorry to hear Smiley Sad

What did your file look like?



EQ FICO 548 3/3/16
Message 2 of 10
Duncanrr
Valued Contributor

Re: Amex 61 day CLI

Is that something you can call in to find out or do you have to wait the 7-10 days?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 10
Anonymous
Not applicable

Re: Amex 61 day CLI

What is the credit limit you are working with?

Message 4 of 10
Dustink
Valued Contributor

Re: Amex 61 day CLI


@Duncanrr wrote:
Is that something you can call in to find out or do you have to wait the 7-10 days?

Can call in or look at the online account.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 10
birjest
Frequent Contributor

Re: Amex 61 day CLI

Well, did you get the cli?


5/30/15 EQ 596; TU 605; EX 580.
12/18/17 EQ 646; TU 660; EX 674.
7/30/23 EQ 708; TU 703; EX 721.
Message 6 of 10
Creditaddict
Legendary Contributor

Re: Amex 61 day CLI


@logan_720 wrote:

Just requested my 3X CLI on my Hilton Surpass. Receive 7-10 day message.... :/ 


I thought that means denied.... sorry... what was opening line? first Amex or?

Message 7 of 10
logan_720
Established Contributor

Re: Amex 61 day CLI


@LS2982 wrote:
Sorry to hear Smiley Sad

What did your file look like?

Its good, but apparently not good enough. They used my FICO as a reason for denial. Apparently 735 is just too low for a CLI. Which is strange, really, considering I was approved for the card with a lower score...

Message 8 of 10
logan_720
Established Contributor

Re: Amex 61 day CLI

As far as the credit line, I was approved for $1,000 at %15.24 or whatever the interest is on it. I requested $3.000 and this was 62 days after account activation.

Message 9 of 10
youngandcreditwrthy
Senior Contributor

Re: Amex 61 day CLI

Hm that seems weird ! That makes me not wnna try for a cli :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 10
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