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Amex APR reductions are alive again...

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Community Leader
Valued Contributor

Re: Amex APR reductions are alive again...


@BrutalBodyShots wrote:

@Overmedicated wrote:

amex.JPG

 

No go for me.......Smiley Frustrated


What's your current APR?  Maybe it's already at the lowest possible?

 

Does anyone know the lowest APR possible on an Amex revolver?


BBS,

 

My current APR is 18.99% so there is certainly room for them to drop it.  I've had the card for years and didn't really follow my scores like I do today so I have no idea what my EX 8 was when I applied.  Currently my EX 8 from their last SP is 818.

 FICO 8
Message 21 of 23
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Regular Contributor

Re: Amex APR reductions are alive again...

I have the Blue Cash Everyday and EveryDay cards. The 0% APR promotional period ended on both this month.

 

I messaged in online and no permanent APR reductions were avaialabe but I was able to get a 12 month promotional APR reduction on the EveryDay card. Amex recuced the APR from 18.99% to 10.99%.

 

My spending on the Blue Cash card is only for gas these days, so it sees very modest use - perhaps $50 a month or so. That may have somthing to do with the lack of an available offer. I used to use it for groceries and cigarettes but I have the Amex Gold card so I use that now for groceries and I quit smoking so no cigarette purchases LOL. I expect that once my Gold card annual fee comes up I will not renew unless I get a retention offer. Then I'll be putting the BCE to a lot more use again.

Message 22 of 23
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Moderator

Re: Amex APR reductions are alive again...

Thanks for sharing CC.....I only have 2 revolvers so they shouldn’t get to annoyed with me 😁

Got some pruning to do... No more new cards!
Message 23 of 23
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