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Amex Apps are SP if denied right? UPDATE!!

Established Contributor

Re: Amex Apps are SP if denied right? UPDATE!!


CarlosC88 wrote:
Thanks philly

@nicholas
Fico EQ is 668, Fako TU in CK is 663, fako EX is 692. All my cards are paid off but one of them didnt report yet which is the best buy at 200 dollars. So util % was around 30 percent. No baddies or late payments. 1 year credit history, AAoA is 7 months.

Your credit profile is so similiar to mines.

 

I'll be at my 1 year mark in July and my AAoA will be 7 months in July also, but my scores just a tad bit higher than yours. Do you have a lot of inquiries?


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 11 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

I have 4 on EQ and 5 on TU Im not sure on EX

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 12 of 24
Established Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

I have 5 on each CR.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 13 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

I also got approved for paypal mastercard yesterday So it actually may be 5 on each depending what they pulled

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 14 of 24
Senior Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

Congrats! I love my BCE!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 24
Established Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

GE usually pulls TU.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 16 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

Oh Smiley Happy Im assuming amex pulled EX, im still surprised i got approved , didnt even have to call in , didnt get approved instantly but i got aprroved within 5 min Smiley Happy)

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 17 of 24
Super Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 18 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

Thanks all Smiley Happy

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 19 of 24
Established Contributor

Re: Amex Apps are SP if denied right? UPDATE!!


CarlosC88 wrote:
Oh Smiley Happy Im assuming amex pulled EX, im still surprised i got approved , didnt even have to call in , didnt get approved instantly but i got aprroved within 5 min Smiley Happy)

Yeah, congrats and thanks for the info!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 20 of 24