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I just went on a spree to get some prime cards under my belt..I was approved for Chase Freedom, Discover It and graduated my BofA secured to unsecured..I applied for Amex BCE (I know it was dumb) and got declined after 2nd review....My question is if My GF adds me as an AU on her Amex green, Would that help me in the future? Also if she had lates in the past 2 years would that show up in my credit report?? Your opinions are appreciated.
I'm just worried I wont get approved because I just applied for 2 new lines of credit...so you're saying if I reapplied for a charge card within 30 days it will only be a softpull?
I see, I'm not sure if I can get the green at this point
Should I call it in then for a Green since they had already declined me for a Amex BCE if they can use the same credit report?
@Shinoga wrote:Should I call it in then for a Green since they had already declined me for a Amex BCE if they can use the same credit report?
It doesnt hurt to call and ask. I would.
called in and their reps from india said they cant review the same file for another product which is the amex green..it is "impossible" ...lol
@Shinoga wrote:called in and their reps from india said they cant review the same file for another product which is the amex green..it is "impossible" ...lol
Try again, but at one of the backdoor numbers. Worst they can say is "no" and you might be surprised! Always worth a recon on a decline.