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Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@kshurika wrote:
Remedios, by "If you choose not to wait, ask before other cards report higher utilization", do you mean that I should do what I'm planning, which is to request the CLI before the report dates on the two Chase cards and the Discover, which will greatly increase my Util?
I'm hoping that a BCP CLI could eventually suppress some of the damage of the increase in Util engendered by the large balance increases in three cards, all three of which report after my CLI request would be made.
Yes. If you're planning on asking, do it before other cards report