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Amex BCP BCE carriers, online grocery?

eastsea
Regular Contributor

Amex BCP BCE carriers, online grocery?

I have a BCE but unfortunately due to the pandemic plus the fact I am very high risk I now only buy groceries online and have them delieverd to door.  

 

Trying to use BCE for groceries but Amazon Fresh doesn't count, Walmart Neighborhood Market counts but doesn't deliver, Instacart charges a fee.  

 

Any other places that deliever groceries and count as grocery and don't charge a hefty fee?  

Message 1 of 13
12 REPLIES 12
wasCB14
Super Contributor

Re: Amex BCP BCE carriers, online grocery?

I earn 6% with BCP at Instacart for delivieries to a relative. The delivery fee, service fee, and tip can add up...though there's a few miles of driving involved and few drivers so I'm willing to pay the fee. Amazon Fresh will deliver to the address, but finding a delivery slot is the hard part...Instacart has more availability.

 

For myself, I strap on my N100 and brave Costco every few weeks. Lots of broccoli and frozen fruit and meat. I'm thinking of using Instacart between these trips, though.

 

But with your BCE, we're still talking 3% vs. 1%. If Amazon Fresh will delivery to you...reliably and for little or no fee...I'd stick with that and just live with less than 3%.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 2 of 13
MusicLovah7
Regular Contributor

Re: Amex BCP BCE carriers, online grocery?

If you have Chase freedom, this quarter is groceries and Amazon Fresh is 5% back. Luckily I have both Freedom and BCP so for Amazon Fresh I use Chase and for the rare trips I make to my local grocery or Trader Joe's,  I use BCP. Another option is if you have an Amex charge card or the Everyday card, you can get 5x the MR rewards on Amazon. There's also 20% off deal if you pay with at least 1 MR point but I don't think it works for Amazon Fresh just for regular Amazon purchases. 

Message 3 of 13
longtimelurker
Mega Contributor

Re: Amex BCP BCE carriers, online grocery?

And if you have the Chase Amazon card and have a WholeFoods nearby, you can get 5% on those with no delivery charge, just a suggested tip.

Takes a while (by refreshing the page) to get a slot, but I have always been able to get one the same day

Message 4 of 13
wasCB14
Super Contributor

Re: Amex BCP BCE carriers, online grocery?


@longtimelurker wrote:

And if you have the Chase Amazon card and have a WholeFoods nearby, you can get 5% on those with no delivery charge, just a suggested tip.

Takes a while (by refreshing the page) to get a slot, but I have always been able to get one the same day


Browsing OP's recent posts...

 

"I only have 2 credit cards so I have no choice but list them both.

 

Bank of America Cash Rewards

American Express Blue Cash Everyday"

 

so anything new would require an application...and should take a SUB into account.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 5 of 13
longtimelurker
Mega Contributor

Re: Amex BCP BCE carriers, online grocery?


@wasCB14 wrote:

@longtimelurker wrote:

And if you have the Chase Amazon card and have a WholeFoods nearby, you can get 5% on those with no delivery charge, just a suggested tip.

Takes a while (by refreshing the page) to get a slot, but I have always been able to get one the same day


Browsing OP's recent posts...

 

"I only have 2 credit cards so I have no choice but list them both.

 

Bank of America Cash Rewards

American Express Blue Cash Everyday"

 

so anything new would require an application...and should take a SUB into account.


Good point

Message 6 of 13
wasCB14
Super Contributor

Re: Amex BCP BCE carriers, online grocery?

It's possible that some online grocery service might code as "online purchases" with BofA. I haven't tried any using that card, but Uber Eats counts.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 7 of 13
Anonymous
Not applicable

Re: Amex BCP BCE carriers, online grocery?

The best cards for Amazon Fresh are Amazon Store Card and the Chase Amazon Rewards. 

Target is the best card for Target. 

Walmart is the best card for Walmart Grocery. 


Unfortunately, your best options are going to involve getting a new card. 

Message 8 of 13
eastsea
Regular Contributor

Re: Amex BCP BCE carriers, online grocery?

Thank you everyone for the suggestions.  

 

The Bank of America Cash Rewards online shopping would have been perfect but recently my townhouse started to waive credit card fees and replaced with a fixed fee each month when paying with a credit card and since that spend qualifies for BoA online shopping (I tested) it became a no-brainer.  The thing is now the housing expenses pretty much use up the Cash Rewards quarterly cap.  

 

That's why I was hoping to take advantage of the American Express Blue Cash Everyday for groceries but I couldn't find a good use for it.  

 

Sounds like I need another card?   

Message 9 of 13
KJinNC
Valued Contributor

Re: Amex BCP BCE carriers, online grocery?

As someone noted, we are talking about the difference between 3% or with the right card, maybe 5%, vs 1%. On a $200 order, going from 1% to 3% will save you $4. Going from 1% to 5% will save you $8. For ten $200 orders, we're talking $40-$80 total savings. It is not life-changing. But yes, if you want to maximize cashback percentage, personally, I'd look at the Amazon options (Store Card - Sync Bank, and Visa - Chase). JMO, good luck!


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