I just today received a free no annual fee offer to upgrade from BCE to BCP. I decided to upgrade as it has a 0% annual fee offer for the first year. I wanted to ask if anyone has done the same and downgraded prior to the year being up, and if you've done so does AMEX still charge you the annual fee?
Congrats on getting that offer!
I could be wrong, but if you downgrade, then I don’t think they charge you the AF.
Nope, AMEX CS is generally really good about cancellations and never really give you a hard time. Even with store cards, cancellation was always a breeze for me.
Thanks so much for your reply! I will take your advice and wait the year out for the AF to drop then cancel!