Hey guys. Thanks for the info on gift cards, it’s definitely some good stuff to think about. My original question about the downgrade timeline hasn’t really been answered, what I’m really trying to figure out is since I’ve paid my first AF, I’d of course want to utilize the 6% as long as possible, but I’m fairly certain I won’t want to renew, and would rather not pay the AF again, so when should I call to downgrade? After the 12th statement cuts? Right before the 13th?