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I was approved for my second ever Amex card a little while ago, and although I'd read the "Amex not backdating anymore" thread, I decided to just ask since there was really nothing to lose (I originally called to ask for an increased CL/SL on the new card, but was told I couldn't do it because I'd gotten one on my old card within the past 6 months). Anyway, the CSR wasn't sure what that meant, but agreed to take a request to forward to the appropriate department. My first statement cut last week, and I just noticed the new card is reporting with an older date on the credit report! I'm thrilled! This is going to boost my scores quite a bit!
Can we see a screenshot of this if you don't mind? Current reports are it is DEAD so this very interesting... Congrats on the MSD though...
@Anonymous wrote:I was approved for my second ever Amex card a little while ago, and although I'd read the "Amex not backdating anymore" thread, I decided to just ask since there was really nothing to lose (I originally called to ask for an increased CL/SL on the new card, but was told I couldn't do it because I'd gotten one on my old card within the past 6 months). Anyway, the CSR wasn't sure what that meant, but agreed to take a request to forward to the appropriate department. My first statement cut last week, and I just noticed the new card is reporting with an older date on the credit report! I'm thrilled! This is going to boost my scores quite a bit!
What card, what date were you approved and a screenshot of the credit report would be nice.
I bet they backdated in their system but as far as reporting to the CRAs it wont be.
@Anonymous wrote:
@Anonymous wrote:I was approved for my second ever Amex card a little while ago, and although I'd read the "Amex not backdating anymore" thread, I decided to just ask since there was really nothing to lose (I originally called to ask for an increased CL/SL on the new card, but was told I couldn't do it because I'd gotten one on my old card within the past 6 months). Anyway, the CSR wasn't sure what that meant, but agreed to take a request to forward to the appropriate department. My first statement cut last week, and I just noticed the new card is reporting with an older date on the credit report! I'm thrilled! This is going to boost my scores quite a bit!
What card, what date were you approved and a screenshot of the credit report would be nice.
Yes, curious minds would like to see how/what it shows on CRAs. Or, as Nixon or CreditCuriousity would say... screenshot or it didn't happen!
@GoldSorata wrote:I bet they backdated in their system but as far as reporting to the CRAs it wont be.
This was my thought too until I read this part >>> noticed the new card is reporting with an older date on the credit report
@Anonymous wrote:
@GoldSorata wrote:I bet they backdated in their system but as far as reporting to the CRAs it wont be.
This was my thought too until I read this part >>> noticed the new card is reporting with an older date on the credit report
Agreed. That's the key part. Maybe the backdating thing was relaxed. Or, OP got very, very, very lucky.
Following...
Keep both your credit and your body in top shape!
@Anomalous wrote:Following...
So am I.. Following keenly and eagerly from my corner
@FinStar wrote:
@Anonymous wrote:
@Anonymous wrote:I was approved for my second ever Amex card a little while ago, and although I'd read the "Amex not backdating anymore" thread, I decided to just ask since there was really nothing to lose (I originally called to ask for an increased CL/SL on the new card, but was told I couldn't do it because I'd gotten one on my old card within the past 6 months). Anyway, the CSR wasn't sure what that meant, but agreed to take a request to forward to the appropriate department. My first statement cut last week, and I just noticed the new card is reporting with an older date on the credit report! I'm thrilled! This is going to boost my scores quite a bit!
What card, what date were you approved and a screenshot of the credit report would be nice.
Yes, curious minds would like to see how/what it shows on CRAs. Or, as Nixon or CreditCuriousity would say... screenshot or it didn't happen!
Second!
And congrats to OP on successfully backdated account (if it is true)