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Amex Blacklisted

New Member

Amex Blacklisted

So, last time I posted here was about in May 2017, back then I was asking around what options or what time do I have to get off the Amex blacklist since I’ve been on it since 2008 . However, now I have an Amex gold rewards plus I’m an AU on my wife’s Amex cards and there seems to not be any problems so I Guess February of 2018 is when Amex decided to give me another chance 

Message 1 of 10
9 REPLIES
Frequent Contributor

Re: Amex Blacklisted

Congratulations! For what it’s worth, seems like 10 years is a bit of a benchmark for Amex blacklist forgiveness. I cannot cite to specific threads, but I’ve seen that mentioned many times. Certainly some of the more seasoned contributors can point right at the data points. Anyway, congrats on your “parole!”
Back In the garden March 7, 2018 until June 2019 (Mortgage)
FICO 8 Scores (Inquiries) June 18, 2018

Military Star - $8.7K | FCCU Platinum VISA - $11K | Care Credit - $12K | Barclay AA Red MC - $5K | Best Buy - $3K | Cap1 QS - $3.1K | USAA VISA - $6K | PFCU Power Cash Rewards VISA - $28.5K | CSP $19K | USAA AMEX - $12K | AMEX BCE - $18K | Chase Freedom - $10K | HSBC MC - $1.75K | CITI DC - $7.3K | Discover It - $12.5K | NFCU Cash Rewards Visa - $10K | NFCU CLOC - $15K | TD Ameritrade Client Rewards Visa - $1.5K
Message 2 of 10
Valued Contributor

Re: Amex Blacklisted

I too have read the 10 years seems to be the end of the blacklist for most people

Message 3 of 10
New Member

Re: Amex Blacklisted

Congrats to OP. For me I appear to still be in the list, which I didn’t know existed until today. It’s been over 12 yrs. & scores are great now. I found out when I app’d for a Delta Skymiles card.
Is it true they don’t HP u when u r on blacklist? Cuz that will be the silver lining that I didn’t waste an inquiry.
Message 4 of 10
Frequent Contributor

Re: Amex Blacklisted

Congrats on getting off the list!

@K9’sMom - I’m on the list...I app every month just to see if they have pulled me off. Not a single HP yet (at least 12 app’s). Occasionally they trick me with pre-qualified offers but all have been denied.

I am an AU on DH’s BCE though. They denied it when he initially opened it but approved it a month later.
RBFCU Premier $25K, Sam’s Club MC $20K, Cap1 Venture $20K, Employer CU LOC $20K, Navy GoRewards $18K, PenFed Power Cash $10K, PenFed PLOC $10k, Navy Platinum $5.7K, SMG $5.5K, PenFed Promise $2.5K, Total Rewards $3K, Discover It $1.4K, Cap One QS1 $850, Overstock $17.5K
DC BK13 3/17....TU clean due to EE as of 12/17! EX clean as of 4/18! EQ clean as of 5/4/18!
Message 5 of 10
Regular Contributor

Re: Amex Blacklisted

I was approved after approximately 17 years, so ymmv.  Now I have Delta Gold, BCE, and Platinum.

Message 6 of 10
Valued Contributor

Re: Amex Blacklisted

Congrats on getting back in with them!! Thanks for the data sharing
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 7 of 10
Established Contributor

Re: Amex Blacklisted

it took me 10 years to get off of AMEX's blacklist, filed BK in 2006, got approved for my 1st AMEX card in 2017.
Message 8 of 10
Contributor

Re: Amex Blacklisted

Nice data point OP. Gives me hope for June of 2019 when my BK drops off. I do have a way (possibly) back in via an executive at my company who knows someone at Amex, and helped another employee get back in who IIB Amex. But I want to see what happens next year before playing that card.

Message 9 of 10
Established Contributor

Re: Amex Blacklisted

Congrats on getting back in. I included them in my BK in 2005. I finally got back in this past month, so about 13 years on the list for me.

Penfed gold 10k Penfed Promise 10K Home depot 7K Wayfair 8500 Macys 5K Amazon prime 6000 Walmart 6000 Citi simplicty 2800 NFCU rewards 2500 Discover 1500 AMEX 1000 AMEX hilton 1000
FICO 8 TU 724 EXP 724 EQ?
Message 10 of 10