Amex Blue Cash Everyday Card question

[longtimelurker]

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@Turbobuick wrote:

If the "upgrade" doesn't include the sign up bonus, I would pass and just apply separately. The preferred card does have an annual fee, but if you're buying groceries for a family, it's a windfall and pays for itself easily.

https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-preferred

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FWIW, that link has some poor analysis.   Yes, $31 a week "covers" the annual fee, but you need double that to make it better than the BCE.  And then there's all the problems about what Amex considers a supermarket.

If you max out groceries, after the AF you get $265 a year, which while certainly not nothing, isn't that huge!  You would get $180 on the BCE (and $120 with a generic 2% card).

[Anonymous]

I know this is off topic but how do you put the credit cards you carry at the bottom of your messages?

[thornback]

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@Anonymous wrote:
I know this is off topic but how do you put the credit cards you carry at the bottom of your messages?

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Hi Chris... 

See: https://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td-p/2262839

[Anonymous]

Thank you TMR very much!!

[Turbobuick]

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@longtimelurker wrote:

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@Turbobuick wrote:

If the "upgrade" doesn't include the sign up bonus, I would pass and just apply separately. The preferred card does have an annual fee, but if you're buying groceries for a family, it's a windfall and pays for itself easily.

https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-preferred

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FWIW, that link has some poor analysis.   Yes, $31 a week "covers" the annual fee, but you need double that to make it better than the BCE.  And then there's all the problems about what Amex considers a supermarket.

If you max out groceries, after the AF you get $265 a year, which while certainly not nothing, isn't that huge!  You would get $180 on the BCE (and $120 with a generic 2% card).

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yeah, I linked it mostly to show the $200 signing bonus. If they wave the first year, then basically it's 3 yrs without the $95 fee.

When I log in to Amex I'm offered $250 to sign up. I would jump in if there were more than just two of us in the house and we didn't dine out half the time.