Amex Blue Cash Preferred and Blue Cash Everyday - myFICO® Forums - 6590189

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Is there a benefit if having both the Amex Blue Cash Preferred and the Blue Cash Everyday? Or is it chose one and stick with it?

(Ch13 Discharged 07/22) Current Cards: American Express Gold: NPSL | American Express Blue Cash Everyday: $15,000 | American Express Delta SkyMiles Platinum: $1,700 | Navy Federal Credit Union Cash Rewards: $10,000 | Dover Federal Credit Union Cash Back: $10,000 | Penfed Cash Rewards: $7,500 | Truist Enjoy Cash: $5,500 | Truist Enjoy Travel: $5,500 | Truist Future: $3,500 | Bread American Express Cash Back $8,500 | Discover it $12,000 | USAA Rewards Amex $12,000 | Kohl’s $800 | Care Credit $7,000 | Lowes $3,000 | Amazon Store Card $1,500 | Jared $5,000
Total Revolving Credit: $108,500
Closed Rebuild Cards: Ollo Platinum: $3,900 | Ollo Rewards: $3,000 | Mercury $3,000 | Surge Card $1,000

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I think this gives you a pretty good idea of the differences. You'd have to decide for yourself if you want one or both though:

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@OmarGB9 wrote:
I think this gives you a pretty good idea of the differences. You'd have to decide for yourself if you want one or both though:

Thanks for the feedback. I think I will stick with the Blue Cash Everyday card for now.

(Ch13 Discharged 07/22) Current Cards: American Express Gold: NPSL | American Express Blue Cash Everyday: $15,000 | American Express Delta SkyMiles Platinum: $1,700 | Navy Federal Credit Union Cash Rewards: $10,000 | Dover Federal Credit Union Cash Back: $10,000 | Penfed Cash Rewards: $7,500 | Truist Enjoy Cash: $5,500 | Truist Enjoy Travel: $5,500 | Truist Future: $3,500 | Bread American Express Cash Back $8,500 | Discover it $12,000 | USAA Rewards Amex $12,000 | Kohl’s $800 | Care Credit $7,000 | Lowes $3,000 | Amazon Store Card $1,500 | Jared $5,000
Total Revolving Credit: $108,500
Closed Rebuild Cards: Ollo Platinum: $3,900 | Ollo Rewards: $3,000 | Mercury $3,000 | Surge Card $1,000

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But to be clear: you can hold both. Currently the cards have drifted more than usual, with 3% online purchaes on the BCE which doesn't have an equivalent on the BCP. So there are certainly use-cases where having both might make sense.

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like everyone else has said you can hold both but they do overlap rewards cateogries - you might want to look at having different cards that cover different spend categoreis (just my opinion since i have some cards that overlap and find it sometimes redundant)

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Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2

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