Showing results for 
Search instead for 
Did you mean: 

Amex Blue cash card

Regular Contributor

Amex Blue cash card

Hi all,


I want to apply for this card, but need some input from current amex blue cash card holders. What was your fico score at the time of applicaton and how high was your UTI? What CR did they pull? Thanks!

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

Message 1 of 7
Frequent Contributor

Re: Amex Blue cash card

Amex almost always pulls Experian. I had a 687 but also had 2 years of history with the Zync prior to applying. Utilization was non-existant because I had no other cards other than my Zync at the time of applying. 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 2 of 7
Established Contributor

Re: Amex Blue cash card

Experian report pulled in Florida. Score was 749 and util 10-11%.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 3 of 7
Established Contributor

Re: Amex Blue cash card

Experian, 752, 2%

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Message 4 of 7
Established Contributor

Re: Amex Blue cash card

Experian, 739, 7%. Good luck!

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP

Message 5 of 7
Established Member

Re: Amex Blue cash card

Experian, 744, 28%

Cards: Amex BCE $9000 (9/2012), Citi Forward $8000 (6/2012), Discover More $7000 (5/2012), Chase Freedom $1200 (7/2008), Cap1 Platinum MC $4750 (7/2007)

FICO Scores: 753 TU (4/2013), 744 EX (9/2012), 713 EQ (8/2012)
Message 6 of 7
Senior Contributor

Re: Amex Blue cash card

All three of mine got pulled here in Texas...

They based it in my middle score, which was TU with a 696 FICO.
Aaoa: bout 3 yrs
Util: 12%
Student loans: $30k
Cl approved for: $3,500
Apr after 0% into: 22.24%

Hope that helps!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 7