Amex Delta Blue SUB restrictions

[Remedios]

I really sound like my mother with her cautionary tales sometimes. 

[MrDisco99]

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@Remedios wrote:

I really sound like my mother with her cautionary tales sometimes. 

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LOL

I see your point.  Different people have different risk tolerances, so we're going to see a variety of reactions to Amex on the front page.

I'll straight up say I chase bonuses.  Hence why I applied for the Blue... I just hadn't earned the bonus on it yet, and I like having SkyMiles.  But I also try to play by the rules to avoid AA.  So I keep my cards for at least a year... only buy gift cards I actually intend to give as gifts... don't do PayPal person-to-person payments... and don't do anything ridiculous (like self-referrals or obvious error offers).  I feel like I've struck a balance with them that works for me.

Even so, Amex probably doesn't like that I've done so many apps over the last couple years.  But I give them a lot of organic spend and I pay on time, so...

[simplynoir]

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@MrDisco99 wrote:

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@Remedios wrote:

I really sound like my mother with her cautionary tales sometimes. 

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LOL

I see your point.  Different people have different risk tolerances, so we're going to see a variety of reactions to Amex on the front page.

I'll straight up say I chase bonuses.  Hence why I applied for the Blue... I just hadn't earned the bonus on it yet, and I like having SkyMiles.  But I also try to play by the rules to avoid AA.  So I keep my cards for at least a year... only buy gift cards I actually intend to give as gifts... don't do PayPal person-to-person payments... and don't do anything ridiculous (like self-referrals or obvious error offers).  I feel like I've struck a balance with them that works for me.

Even so, Amex probably doesn't like that I've done so many apps over the last couple years.  But I give them a lot of organic spend and I pay on time, so...

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I think based on the information being provided on the churning reddit we should start treating AMEX as a soft version of Chase's 5/24. Even with organic spending being mixed in it looks like AMEX is done with people gaming the system and pretty sure that will include SUB chasing in the future

[Anonymous]

That clawback in the article seems totally reasonable to me though. If somone is only spending $100 at Dell to get nhte $100 credit, and knowing full well there's a 10% discount. They should be prepared for an adjustment due to not meeting the spend, as per any T&C states.

Per OP's DP's, is Amex now restricting being able to earn a SUB on each card in that lineup? I knew that you could only earn one sube per lifetime on each card, but now it seems if you have the Delta Blue and recieved a SUB. That you're not eligible for one on the Gold?