Amex Delta Gold PC to Delta Blue

[Anonymous]

Morning all! Long time lurker.

I am finding that I hardly ever use my Amex Delta Gold anymore, the odd $20 spend here and there but that's all, certainly not enough to justify the $95 AF. It is, however, my oldest card at 5 years so I'm not keen to see that TL be closed.

I know that I can call and downgrade it to the Delta Blue that has no AF, but my question is what will this change report as on the CRBs? Will it be a new account or will it continue to report as the same TL?

The reason for asking, beyond just it being my oldest card, is that I am house hunting and will probably purchase by the end of the year.

Any DPs out there from an Amex PC?

Thanks in advance!

[jacetx]

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@Anonymous wrote:

Morning all! Long time lurker.

I am finding that I hardly ever use my Amex Delta Gold anymore, the odd $20 spend here and there but that's all, certainly not enough to justify the $95 AF. It is, however, my oldest card at 5 years so I'm not keen to see that TL be closed.

I know that I can call and downgrade it to the Delta Blue that has no AF, but my question is what will this change report as on the CRBs? Will it be a new account or will it continue to report as the same TL?

The reason for asking, beyond just it being my oldest card, is that I am house hunting and will probably purchase by the end of the year.

Any DPs out there from an Amex PC?

Thanks in advance!

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The account number will stay the same and no changes will be reported to the CBs. It will continue reporting as before.

[Anonymous]

Thanks! I just called and made the change, was very painless and the CSR confirmed that this was an internal AMEX change only and no changes would be noted with the CRBs

[jacetx]

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@Anonymous wrote:

Thanks! I just called and made the change, was very painless and the CSR confirmed that this was an internal AMEX change only and no changes would be noted with the CRBs

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Glad it worked out. Good luck with the house hunting!