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Amex Delta & Amex Costco

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BobbyJ
Frequent Contributor

Amex Delta & Amex Costco

I have both the Amex PRG and Amex Zync NPSL cards.  In January 2013 my PRG will have an annual fee due and I am planning to close it and try for an Amex Delta and possibly the Amex Costco True Earnings.  I hear it easier to get the Amex Delta, but how hard is the Amex Costco to achieve and can I have both cards at the same time?

Thanks,

Bobby

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 1 of 12
11 REPLIES 11
chnceit
Valued Contributor

Re: Amex Delta & Amex Costco

Apply at a Costco because if you apply online AMEX will pend your application because they will need to verify your membership.

Some say TE card is easy and some say its hard. YMMV but definitely apply before cancel your charge card

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 12
Repo-ed
Senior Contributor

Re: Amex Delta & Amex Costco

i just received the delta gold, and plan to try for the TE in Jan. as well.
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 3 of 12
armbenderc
Valued Contributor

Re: Amex Delta & Amex Costco


@Repo-ed wrote:
i just received the delta gold, and plan to try for the TE in Jan. as well.

We'll go drapping for Amex in Janaury? Smiley Surprised

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 4 of 12
Creditaddict
Legendary Contributor

Re: Amex Delta & Amex Costco


@BobbyJ wrote:

I have both the Amex PRG and Amex Zync NPSL cards.  In January 2013 my PRG will have an annual fee due and I am planning to close it and try for an Amex Delta and possibly the Amex Costco True Earnings.  I hear it easier to get the Amex Delta, but how hard is the Amex Costco to achieve and can I have both cards at the same time?

Thanks,

Bobby


You won't be able to PC into Costco, but you should be able to PC PRG to Delta with no problems once you are at the year mark.  I wouldn't close to then apply for others if you can help it.  and yes apply IN STORE for Costco.

Message 5 of 12
BobbyJ
Frequent Contributor

Re: Amex Delta & Amex Costco

Thanks Credit.  I will wait until January and PC my PRG to Detla.  My one year date is January 6th 2013.  I will also go to Costco the same day I PC and apply for the Costco TE card as well.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 6 of 12
creditnocash
Valued Contributor

Re: Amex Delta & Amex Costco


@Creditaddict wrote:

@BobbyJ wrote:

I have both the Amex PRG and Amex Zync NPSL cards.  In January 2013 my PRG will have an annual fee due and I am planning to close it and try for an Amex Delta and possibly the Amex Costco True Earnings.  I hear it easier to get the Amex Delta, but how hard is the Amex Costco to achieve and can I have both cards at the same time?

Thanks,

Bobby


You won't be able to PC into Costco, but you should be able to PC PRG to Delta with no problems once you are at the year mark.  I wouldn't close to then apply for others if you can help it.  and yes apply IN STORE for Costco.


you mean id have to wait till the second to apply for te. shucks. 

(in ma no stores are open on the 1st)



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 7 of 12
CribDuchess
Established Contributor

Re: Amex Delta & Amex Costco


@BobbyJ wrote:

Thanks Credit.  I will wait until January and PC my PRG to Detla.  My one year date is January 6th 2013.  I will also go to Costco the same day I PC and apply for the Costco TE card as well.


 

Actually, unless I'm mistaken, I don't believe you can PC the PRG to the Delta.  The PRG is a charge card and the Delta is a revolver.  You can only PC charge to charge and revolver to revolver.

 

I got the Amex Costco TE card a couple of months ago via an emailed offer from Costco.  Costco has twice sent me an email offer for the Amex Costco TE where I get a $50 bonus for spending $500 in the first 3 months of getting the card.  I bit on the 2nd email offer and when I applied through the email, I received instant approval for the card (no waiting on Amex to verify my Costco membership).  And Amex has already credited my account with the $50 since I spent the $500 within three weeks of activating the card.

 

If you're a Costco member, did you sign up for their email offers?  If not, you should.  You just might receive one of these offers for the Amex Costco TE card.

 

Good luck next month when you app!  Happy Holidays to you and your family!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 8 of 12
chnceit
Valued Contributor

Re: Amex Delta & Amex Costco


@CribDuchess wrote:

@BobbyJ wrote:

Thanks Credit.  I will wait until January and PC my PRG to Detla.  My one year date is January 6th 2013.  I will also go to Costco the same day I PC and apply for the Costco TE card as well.


 

Actually, unless I'm mistaken, I don't believe you can PC the PRG to the Delta.  The PRG is a charge card and the Delta is a revolver.  You can only PC charge to charge and revolver to revolver.

 

I got the Amex Costco TE card a couple of months ago via an emailed offer from Costco.  Costco has twice sent me an email offer for the Amex Costco TE where I get a $50 bonus for spending $500 in the first 3 months of getting the card.  I bit on the 2nd email offer and when I applied through the email, I received instant approval for the card (no waiting on Amex to verify my Costco membership).  And Amex has already credited my account with the $50 since I spent the $500 within three weeks of activating the card.

 

If you're a Costco member, did you sign up for their email offers?  If not, you should.  You just might receive one of these offers for the Amex Costco TE card.

 

Good luck next month when you app!  Happy Holidays to you and your family!


You are correct you cannot PC from a charge card to a revolver.

 

I really want this card! 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 9 of 12
BobbyJ
Frequent Contributor

Re: Amex Delta & Amex Costco

Thanks Crib for the advice and happy holidays to you and yours.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 10 of 12
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