Amex EDP

[taxi818]

---

@Jaylima91 wrote:
What department should I contact for this CLI after activation?

---

No department. simply log in. go to profile. credit management. and hit the credit line increase.

It will ask you your income and assets. it will ask you what do you want the limit to be. remember. do not go more than 3 times as it will be auto denied. then see what they say. 7-10 day message or approved. if approved. then you must wait 6 months for next increase. if declined. you cannot ask again for 90 days. just that easy. only takes a couple of minutes. Good luck.

[Anonymous]

Go for it right after activation. Hit the CLI button and let us know! I did just that in March and was granted a CLI from $10k to $25k.

[NRB525]

---

@Jaylima91 wrote:
So because of my limited credit history and my overall history with Amex I was approved for the EDP with a $1k CL. A whopping $1k!!! WTH!!! What should I do since that's just too little for me to use? Should I be patient and just wait? But I would hate to wait for the 3x CLI since that would increase it to a whopping $3k! What would you guys recommend?

---

Why do you think it's too little? AMEX is giving you a credit card, which you can use right up to $990 then PIF to show responsible usage. The idea is to use it 30x per month to max the MR points, so, time to get swiping

After usage and showing them your payment ability for several months, the CLI will arrive.

While the 61 day rule is indeed not cast in stone, it is also not guaranteed that one can get a CLI immediately. Mileage varies.

[Jaylima91]

The thing is I'm not overly concerned with the 30 swipes per month rewards, I am interested in the 15 month 0% apr. I make big purchases a lot and $1k is too little. I agree with the fact that I have to show responsible use so I guess we will see what happens

[Jaylima91]

Here's a question for you guys. Let's say I stick with the whopping $1k CL for about 61 days (I know that the 61 day CLI isn't available anymore) would you say they will increase it more than 3x the amount or do they only increase by 3x at a time?

[Jaylima91]

I'm just being impatient since almost all of other CC are well over $10k CL each. So I'm used to having a lot of flexibility. So when I was approved for the EDP with $1k CL. Well... Disappointing to say the least.

[taxi818]

They will never go more than 3 times. Even you wait 5 years.

[taxi818]

3 times as soon as allowed. Wait 6 months. Then 3 times again.

[Jaylima91]

Understood. Thanks Taxi

[taxi818]

No problem. Bottom line. In little over a year. You can go from 1k to 25k. First increase. 61 days. 2nd increase 6 months later. And 6 months after that. You at 25k.