Everyday is MR points which some can redeem for greater than 1 cent per point (much greater). BCE is pure cash back making it clearly inferior to Sallie Mae at low spend and BCP at high spend. There was less disdain for BCE before Sallie Mae became big on these boards. The revival of the old Blue Cash somehow factors into this in a way but I've never bothered to find out.
I don't know how to get the most out of MR points so I like BCE for simplicity. Once I get the Sallie Mae (not for another 6-12 months with recent Barclays Arrival app) I'll try to find something better to PC the BCE to. It's tough cause no AF Amex cards aren't really that useful making BCE another favorite for backdating purposes. Seriously what's the other option? Blue Sky at 1.33% all spend?
@BluePoodle wrote:
@bonehead88 wrote:Everyday is MR points which some can redeem for greater than 1 cent per point (much greater). BCE is pure cash back making it clearly inferior to Sallie Mae at low spend and BCP at high spend. There was less disdain for BCE before Sallie Mae became big on these boards. The revival of the old Blue Cash somehow factors into this in a way but I've never bothered to find out.
I don't know how to get the most out of MR points so I like BCE for simplicity. Once I get the Sallie Mae (not for another 6-12 months with recent Barclays Arrival app) I'll try to find something better to PC the BCE to. It's tough cause no AF Amex cards aren't really that useful making BCE another favorite for backdating purposes. Seriously what's the other option? Blue Sky at 1.33% all spend?
Having never used points before, could you tell me what MR points are?
Membership Rewards points. They're the program that the Amex charge cards use for redemption. They supposedly have good deals for travel purchases through transferring points to frequent flyer programs but since this isn't my cup of tea I don't know more about this. When I had to close my PRG I used my balance for Home Depot gift cards.
How about both? 
(in my signature)
Even with MR points (not easy to navigate but let me assume it's better), the Everyday card has 20% bonus and 2% on groceries; there's nothing about gas or department stores. Not sure how it's beating BCE. Is there some trick calculation that I missed?
Yes, Sallie Mae trumps BCE for most of my requirement, but it's good to have an AMEX (also in case I need to spend more than Sallie's $250 limit / month).
PS (and off-topic). The Everyday won't let me have the bonus. Not my post-garden card then.
If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.
@Ghoshida wrote:Even with MR points (not easy to navigate but let me assume it's better), the Everyday card has 20% bonus and 2% on groceries; there's nothing about gas or department stores. Not sure how it's beating BCE. Is there some trick calculation that I missed?
Yes, Sallie Mae trumps BCE for most of my requirement, but it's good to have an AMEX (also in case I need to spend more than Sallie's $250 limit / month).
PS (and off-topic). The Everyday won't let me have the bonus. Not my post-garden card then.
If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.
To get the bonus, apply from an incognito/InPrivate/whatever your browser calls it window where you haven't logged into your American Express account.
And it beats it because 1.2 airline miles is easily more valuable than 2 cents.