Amex Everyday

[CalAlumnus13]

I just applied as well. Probably shouldn't have because I was very recently approved for my first two Amexes, but figured a decline would just be a SP. I got the "In Progress" message, which hasn't changed yet.

I called the New Accounts number (877-399-3083), and he said it was being dealt with by their Internal Security team, that they'd respond in 3-5 days, and they may request information by mail. I asked if I could provide any additional information for verification purposes, and he basically said "We'll contact you if we need anything. There's nothing else for you to do." It sounded like a decline to me.

But I just checked my EX report, and I see a HP from American Express today. So... Crap. We'll see what happens.

[JaeJae12]

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@CalAlumnus13 wrote:

I just applied as well. Probably shouldn't have because I was very recently approved for my first two Amexes, but figured a decline would just be a SP. I got the "In Progress" message, which hasn't changed yet.

I called the New Accounts number (877-399-3083), and he said it was being dealt with by their Internal Security team, that they'd respond in 3-5 days, and they may request information by mail. I asked if I could provide any additional information for verification purposes, and he basically said "We'll contact you if we need anything. There's nothing else for you to do." It sounded like a decline to me.

But I just checked my EX report, and I see a HP from American Express today. So... Crap. We'll see what happens.

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Most likely you been approved, my mom applied 2 days ago and got the message in progess, and had call in and it was forwarded to their security team as well. she already has an amex bce but when she applied she used a different phone number as a contact info. They are just prob checking the info you put is correct. She got the email today that she was approved. 

[angelcred10]

why did you believe it would be a SP?

[CalAlumnus13]

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@angelcred10 wrote:

why did you believe it would be a SP?

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It seems well-accepted around here that, for existing Amex cardmembers, it's only an SP if denied. HP if approved. See, for example: http://ficoforums.myfico.com/t5/Credit-Cards/Amex-Denial-Question/m-p/2851737#M811287

[angelcred10]

I didn't read the if it was a denial part xD

[essexjet]

Declined 

[CalAlumnus13]

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@CalAlumnus13 wrote:

I just applied as well. Probably shouldn't have because I was very recently approved for my first two Amexes, but figured a decline would just be a SP. I got the "In Progress" message, which hasn't changed yet.

I called the New Accounts number (877-399-3083), and he said it was being dealt with by their Internal Security team, that they'd respond in 3-5 days, and they may request information by mail. I asked if I could provide any additional information for verification purposes, and he basically said "We'll contact you if we need anything. There's nothing else for you to do." It sounded like a decline to me.

But I just checked my EX report, and I see a HP from American Express today. So... Crap. We'll see what happens.

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Update: Got an email this morning saying my application had been received. Literally 1 minute later, I got an email saying I was approved. I'd imagine the first email indicated that the Security Team started its review, and then approved it 1 minute later.

No indication on the CL, and I can't seem to add it to my existing Amex online account, but I'm gonna cool it and not pester them until the card arrives in the mail. I think my aggressiveness with this stuff (calling for app status, constantly checking my account from multiple computers, 3 applications in two weeks, and so on) has made them worry I might be an identity thief. 

[vpae]

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@CalAlumnus13 wrote:

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@CalAlumnus13 wrote:

I just applied as well. Probably shouldn't have because I was very recently approved for my first two Amexes, but figured a decline would just be a SP. I got the "In Progress" message, which hasn't changed yet.

I called the New Accounts number (877-399-3083), and he said it was being dealt with by their Internal Security team, that they'd respond in 3-5 days, and they may request information by mail. I asked if I could provide any additional information for verification purposes, and he basically said "We'll contact you if we need anything. There's nothing else for you to do." It sounded like a decline to me.

But I just checked my EX report, and I see a HP from American Express today. So... Crap. We'll see what happens.

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Update: Got an email this morning saying my application had been received. Literally 1 minute later, I got an email saying I was approved. I'd imagine the first email indicated that the Security Team started its review, and then approved it 1 minute later.

No indication on the CL, and I can't seem to add it to my existing Amex online account, but I'm gonna cool it and not pester them until the card arrives in the mail. I think my aggressiveness with this stuff (calling for app status, constantly checking my account from multiple computers, 3 applications in two weeks, and so on) has made them worry I might be an identity thief. 

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That's awesome, congrats! And to everyone else as well! I may have to consider this for my next spree, all of these approved posts are all too tempting <edit for typo, I think I need coffee>

[Jayb5635]

I'll chime in here as well.  Applied online yesterday but the site said processing.  I called new accounts and they said I was approved, starting credit line of 2k.  Honestly I'm pleased with that since a year ago I was approved for 1k with my BCE so progress lol

[heyitsyeh]

Cool, glad to know that people are getting their MSDs a month earlier because of the post

As I mentioned earlier, gonna wait until January '15, maybe they will have higher starting bonuses via Cardmatch or something by then heh.