Amex Families

[Ms6Footer]

I was reading another post about the Amex Families of Cards. I was a little confused on what they are. I for instance have Blue Delta Skymiles and Everyday.

[Anonymous]

CM / BCE / BCP

ED / EDP

Green / Gold / Platinum

 and so on.. co-brands usually have 2-3 version each as well.

[longtimelurker]

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@Anonymous wrote:

CM / BCE / BCP

ED / EDP

Green / Gold / Platinum

 and so on.. co-brands usually have 2-3 version each as well.

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And the term is used to determine if you can upgrade/downgrade/product change from one card to another.

The rule is only within families (generally, there have been a few exceptions).   So you can change a Gold to a Green or Plat (if approved), but you cannot go from a cashback card like the BCE to a point card like the ED, even though they reward similar things (groceries)

[wasCB14]

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@longtimelurker wrote:

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@Anonymous wrote:

CM / BCE / BCP

ED / EDP

Green / Gold / Platinum

 and so on.. co-brands usually have 2-3 version each as well.

---

And the term is used to determine if you can upgrade/downgrade/product change from one card to another.

The rule is only within families (generally, there have been a few exceptions).   So you can change a Gold to a Green or Plat (if approved), but you cannot go from a cashback card like the BCE to a point card like the ED, even though they reward similar things (groceries)

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And even though the Schwab Platinum is nearly identical to the regular Amex Platinum, it's not in the same family. A regular Platinum could become a Green or Gold, but not the Schwab. There are a few other un-PC-able cards like that.

[Anonymous]

For CM/BCE/BCP family goes, does that mean if you get the SUB for the BCE does that make you ineligible for the CM/BCP SUB? Not a PC, but adding a new card if you already have one of the other two. 

[Anonymous]

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@Anonymous wrote:

For CM/BCE/BCP family goes, does that mean if you get the SUB for the BCE does that make you ineligible for the CM/BCP SUB? Not a PC, but adding a new card if you already have one of the other two. 

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No, you can get the SUB for each card, which are separate products. 

[pinkandgrey]

I think the term applies to which cards are “interchangeable.” For example, one can PC a cashback card to another cashback card (Magnet to BCE) but can’t change a cashback to a points card (Magnet to ED). So the families would be the cashback cards, the points cards, and the charge cards.  At least that’s my understanding of it.