Amex Gold Card question

Anonymous · ‎01-01-2015

Hey guys,

I've got a question about this card.
Does anyone know if this card comes with concierge service?

Thanks in advance!

jsucool76 · ‎01-01-2015

It does not. Lol. Only the Plat and the cent do.

AvadaKedavra · ‎01-01-2015

IMO if you're thinking about the Gold, just do the PRG

Anonymous · ‎01-01-2015

But that annual fee :/

jsucool76 · ‎01-01-2015

@Anonymous wrote:
But that annual fee :/

Are you looking at the standard gold, or the premier rewards gold? In my opinion the PRG is the way to go, as the standard gold is essentially an identical product to the green card, and the PRG comes with a signup bonus and waived annual fee the first year. After that you can downgrade it to a cheaper charge card, or cancel it and get another card.

If you have any visa signature cards, most come with concierge service, as do world mastercards.

NRB525 · ‎01-01-2015

@Anonymous wrote:
But that annual fee :/

So is your real question "Which card offers an inexpensive concierge service" ?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎01-01-2015

@NRB525 wrote:
@Anonymous wrote:
But that annual fee :/
So is your real question "Which card offers an inexpensive concierge service" ?

Well, theoretically, every Visa Signature and World/World Elite MasterCard comes with a concierge. Not sure about the MasterCard concierge, but every Visa Signature cardholder should be able to use the Visa Signature concierge, even if the number is not printed on the back of your card. There are plenty of no-AF Visa Signature and World MasterCards.

Visa Signature concierge is 1 (800) 953-7392

AvadaKedavra · ‎01-01-2015

@Anonymous wrote:
But that annual fee :/

Cancel or downgrade before the AF is about to hit.

Anonymous · ‎01-02-2015

For me, majority of the reason I'm getting this card is because of the status quo. I've always wanted a gold/plat card in my wallet since my dad had one. I used to take his expired ones and put them in my wallet as a kid.

So for me, it's more about personal achievement more than anything. I just want that gold card. I already got accepted for it, and the PRG doesn't make sense for me as I don't spend enough reap the benefits of that card.

Anonymous · ‎01-02-2015

The annual fee is $50 more for PRG and it is leaps and bounds better than the regular gold.