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Amex Gold - No Annual fee

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Established Member

Amex Gold - No Annual fee

I've seen this on this forum a few times. How to you go about getting the Amex Gold without the annual fee for the first year. Is it a special offer to a select few ?

Message 1 of 8
7 REPLIES 7
Frequent Contributor

Re: Amex Gold - No Annual fee

First year no annual fee was the standard offer until the Amex refreshed the product last year.

Message 2 of 8
Valued Contributor

Re: Amex Gold - No Annual fee

Welcome to the fourms!

As mentioned above this died when Amex refreshed the product last October. Haven’t seen a similar offer since.

It’s a net $30 after credits and with the welcome bonus it’s very easy to come out ahead in year one. Plus you get two airline credits within the first year so Amex is really paying you $70 bucks in credits the first year.




Total Revolving Limits $229,300

FICO 8 scores 04/2019
EX-778
TU-714
EQ-716
Message 3 of 8
Regular Contributor

Re: Amex Gold - No Annual fee

I read on a Facebook group someone was able to get one with the AF waived. He was on the phone with them to apply and was reluctant because of the AF and they waived it for him. I would not expect this to always work for everyone but maybe worth a try if you really want it.
Message 4 of 8
Valued Contributor

Re: Amex Gold - No Annual fee

That probaly isn't the best way to start out a relationship though. Amex doesn't even know if you're a profitable customer yet, and they are  already asking for AF to be waived. 

 

A Person simply has to do the math with the credits they can use to determine if it's worthwhile to apply. The waived AF is definitely the incentive that compelled me to apply. And that was when it was only $195. $250 is a bit high to justify if you cannot make use of the credits, or have high enough spend to offset it. 

 

However, the SUB covers the AF if nothing else. Not having it waived the first year does put a sense of urgency to take all the credits you can before the next year. lol






Message 5 of 8
Established Member

Re: Amex Gold - No Annual fee


@hawkins wrote:
I read on a Facebook group someone was able to get one with the AF waived. He was on the phone with them to apply and was reluctant because of the AF and they waived it for him. I would not expect this to always work for everyone but maybe worth a try if you really want it.

Was this recent ?

Message 6 of 8
Established Member

Re: Amex Gold - No Annual fee


@Janus wrote:

That probaly isn't the best way to start out a relationship though. Amex doesn't even know if you're a profitable customer yet, and they are  already asking for AF to be waived. 

 

A Person simply has to do the math with the credits they can use to determine if it's worthwhile to apply. The waived AF is definitely the incentive that compelled me to apply. And that was when it was only $195. $250 is a bit high to justify if you cannot make use of the credits, or have high enough spend to offset it. 

 

However, the SUB covers the AF if nothing else. Not having it waived the first year does put a sense of urgency to take all the credits you can before the next year. lol


you definitely have a point there. I just got approved for Amex and I wouldn't want to press my luck with them.

Message 7 of 8
Regular Contributor

Re: Amex Gold - No Annual fee

Yes a couple weeks ago.

Message 8 of 8
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