@simplynoir wrote:As @kilroy8 pointed out in another thread on a similiar topic unless you're investing in the trifecta/quadfecta in Chase's UR points system the CSP alone won't get you far since there is a lot cards that beat it some even without an AF. This is especially true since you already have a transfer partner in mind to send your MR points with Delta. Though I am surprised you mentioned that UR points transfer to Delta as well. Do you mean one of their travel partners? I know Virgin Atlantic is one of them. Maybe they are now I admittedly haven't play the redemption game in awhile
With that said I still think it's worth churning 'n burning for the first year with the CSP just because the signup bonus is so good. I would just cancel or product change the card to the CFF after the first year when the AF comes due again
I agree with this. To me, the CSP is pretty lackluster in earning potential on its own, so you have to pair it with the "trifecta" to make it worth keeping. It has other perks, like primary rental insurance, which is awesome and makes it worth its AF in just 4 rental days. But it is hard to get good value out of it (based solely on earning potential) without a lot of dining/travel spend, and it sounds like your dining goes elsewhere.
Obviously people have different spends, but for me, it is basically a SD card acting as a central UR hub. If the rumored CSP/CSR revamp is true, though, it will look a little bit nicer as a daily workhorse.
