@hawaii-girl wrote:
So it looks like it should show up on the second billing cycle, based on an n of1. What was your backdated MSD? How much of a jump did your scores get? I realize it's YMMV...I have 1 card that's backdating, but it's a 30 year backdate.
The major impact is of course the AAoA, and that depends how many open and closed lines on your CR. So if it's 5 accounts, a 30 year backdate will add 6 years to AAoA, with 60 lines, it will add 6 months.
And then it depends on your AAoA now and your existing score. Going from say 10 years to 16 years probably isn't going to do much, going from 1 year to 7 years will, unless your score is already very high.
