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@longtimelurker wrote:
@Pikaboo-icu wrote:It's nice to have it on your card & your AMEX online account but...
It doesn't DO anything for you.
It isn't dated that way on the CBs so doesn't help with credit age, score etc...
My 2 yr old AMEX has a member date since 96 but it doesn't report that way nor does anyone ever see it.
What? You mean whenever you use the card you don't get a swarm of admirers saying "Member Since 96? You are so impressive!"
(Mine is really backdated to 1987, and I usually have to push through a crowd of screaming groupies)
@Pikaboo-icu wrote:It's nice to have it on your card & your AMEX online account but...
It doesn't DO anything for you.
It isn't dated that way on the CBs so doesn't help with credit age, score etc...
My 2 yr old AMEX has a member date since 96 but it doesn't report that way nor does anyone ever see it.
I reaIize this. Its a vanity thing! I showed a coworker plus a few friends who knew that I cancelled my old card two months, and they were just as surprised as me. Losing the credit length for that card has no impact on my scores since I have three other tradelines with roughly the same age.
Speaking just for myself, I could go for a policy that is the opposite of the current Amex practice. Put actual card open year on physical card and report open date to CRA as of first Amex card ever opened.
@Gunnerboy wrote:
@Pikaboo-icu wrote:It's nice to have it on your card & your AMEX online account but...
It doesn't DO anything for you.
It isn't dated that way on the CBs so doesn't help with credit age, score etc...
My 2 yr old AMEX has a member date since 96 but it doesn't report that way nor does anyone ever see it.
I reaIize this. Its a vanity thing! I showed a coworker plus a few friends who knew that I cancelled my old card two months, and they were just as surprised as me. Losing the credit length for that card has no impact on my scores since I have three other tradelines with roughly the same age.
OK. Just for me I would't associate it with something I could be vain about ("I got a credit card a while back"), or, as Pikaboo-icu suggested, that people would even see. Still, if your co-workers were impressed, I guess it works for you!
@Anonymous wrote:well, i had an amex card in 2005, closed in 2007, my new RG showed member since 2018...
@Anonymous this is normal if you applied for the RG when you weren't logged in to the Amex site.
When they send you a replacement card (either when your current one expires or you request a replacement) the new card will have the "Member Since" date that appears on the Amex dashboard.
@UncleB wrote:
@Anonymous wrote:well, i had an amex card in 2005, closed in 2007, my new RG showed member since 2018...
@Anonymous this is normal if you applied for the RG when you weren't logged in to the Amex site.
When they send you a replacement card (either when your current one expires or you request a replacement) the new card will have the "Member Since" date that appears on the Amex dashboard.
I will update later, I actually do have a replacement on the way, xD
@UncleB wrote:
@Anonymous wrote:well, i had an amex card in 2005, closed in 2007, my new RG showed member since 2018...
@Anonymous this is normal if you applied for the RG when you weren't logged in to the Amex site.
When they send you a replacement card (either when your current one expires or you request a replacement) the new card will have the "Member Since" date that appears on the Amex dashboard.
Well, I didn't have an Amex account when I got my BCE in 2017 and was shocked when it arrived with a "Member since 1978". I can't figure out where in the world they came up with that, I'm sure I didn't have an Amex card back then - I was in my early 20s back then and was living & working on a cattle ranch in Colorado and am pretty sure I did leave home without it in my saddlebag.
@DaveInAZ wrote:
@UncleB wrote:
@Anonymous wrote:well, i had an amex card in 2005, closed in 2007, my new RG showed member since 2018...
@Anonymous this is normal if you applied for the RG when you weren't logged in to the Amex site.
When they send you a replacement card (either when your current one expires or you request a replacement) the new card will have the "Member Since" date that appears on the Amex dashboard.
Well, I didn't have an Amex account when I got my BCE in 2017 and was shocked when it arrived with a "Member since 1978". I can't figure out where in the world they came up with that, I'm sure I didn't have an Amex card back then - I was in my early 20s back then and was living & working on a cattle ranch in Colorado and am pretty sure I did leave home without it in my saddlebag.
That's a head-scratcher, indeed!
No point in looking a gift horse in the mouth, though!
I've been a continuous AMEX card member since Feb. 1980 when the Gold Card was a very new product and it was pitched at those that supposedly in the "top 5% of credit risks", and that date is what shows up on the card and it also happens to be my oldest trade line on my credit file. My two Amex cards helps bump up my AAoA to 18 years.