Amex No Longer Backdating to Credit Bureaus

[Sharingan]

As unfortunate as this is, it was only a matter of time before backdating came to an end. I'm a bit surprised that it has gone on for so long. I have a hunch that it was the bureaus that finally had enough. 

[mitchblue]

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@Anonymous wrote:

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@Anonymous wrote:

I have been a memeber since 1999, I opened a new Platinum card with them that statemented on the 30th and an everyday card that statemented today. They should be hitting the CRA soon. I will update as soon they hit with what I see. 

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Do the cards show your 1999 MSD in your online account? That will be the real test if it appears there, but is not reported as such.

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My recent card which has not reported yet stil shows 2000 on the online account.

[Anonymous]

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@Anonymous wrote:

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@Chilli wrote:

Hmmmm. I just got off the telephone with a supervisor and was told this is not the case...they will still backdate accounts.🙏🙏🙏🙏

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Okay, so far two Amex reps say yes and one says no.

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PS: The OP notes that yes, they will still backdate BUT they will not be reporting that date to the CRAs.

[Themanwhocan]

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@mxp114 wrote:

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@Open123 wrote:

As much as I've benefited and utilized backdating, MXP's observation is correct.  

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Same here. Thanks to my wonderful mom, I have an AmEx account that shows opened when I was a toddler and has resulted in a little note on my report that says something like "Indicates credit established before age 18."

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Hmm. I believe credit companies are not allowed to base your credit score and such on your age... i wonder if you could get that note removed based on that.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I have been a memeber since 1999, I opened a new Platinum card with them that statemented on the 30th and an everyday card that statemented today. They should be hitting the CRA soon. I will update as soon they hit with what I see. 

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Do the cards show your 1999 MSD in your online account? That will be the real test if it appears there, but is not reported as such.

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Yes, the cards are printed with 99 as the MSD, since one statement cut just a few days ago I would expect an update to the CRA soon. 

[Chilli]

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@travisr0 wrote:

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@Chilli wrote:

Hmmmm. I just got off the telephone with a supervisor and was told this is not the case...they will still backdate accounts.🙏🙏🙏🙏

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What number did you call to verify this? to many conflicting stories around. need some more validity

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I called the number on the back of my card. The rep informed me that I only had the card for 1 1/2 months. I asked to talk to a supervisor to confirm. She assured me several times that the account will report the member since date. Also told me my account will rott next week with this date.

[baller4life]

I just tried to call but that dept is now closed. Will call Monday to hear for myself. Although 3 people have already talked to Credit Reporting Dept today and they verified it is true. No more backdating to CRAs. Only printed on cards. Who cares??? I want it REPORTED!!

[Anonymous]

oh that's just fantastic! I got my amex cards on 16th! welp... there goes my AAOA.

[mitchblue]

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@baller4life wrote:

I just tried to call but that dept is now closed. Will call Monday to hear for myself. Although 3 people have already talked to Credit Reporting Dept today and they verified it is true. No more backdating to CRAs. Only printed on cards. Who cares??? I want it REPORTED!!

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2 said true, 1 said no.

[baller4life]

3 said true. Everybody is not posting in this thread.