Amex PC.

[ObeyJohnny12]

Hi everyone. I just want some clarification on whether or not Amex does a hp when pc'ing cards, specifically their charge cards. I've looked up answers but cannot find an accurate one.

Been in the garden for 8 months and want to keep it like that. Thanks.

[nada9188]

No hard pull. You will even keep the same card number after a pc. Same policy for charge/credit.

[yudeology101]

::edited::

Wow, that's neat!

How about the Signup bonus?  Let's say PC'ing from Green to PRG...can i still keep the same # & get the sign up bonus?

[09Lexie]

Sign up bonuses are for new customers, not for PC'ing

[brianjb]

I have three AMEX cards.  I wanted to change my Hilton card to the Hilton Surpass.  I asked a representative about this, and they said that you need to have the account open for 12 months before doing a PC.  Otherwise, you can apply for a new account.

[wHiTeSoL]

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@ObeyJohnny12 wrote:
Hi everyone. I just want some clarification on whether or not Amex does a hp when pc'ing cards, specifically their charge cards. I've looked up answers but cannot find an accurate one.

Been in the garden for 8 months and want to keep it like that. Thanks.

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Remember that with AMEX and Backdating, applying instead of PCing can acually help you CR.