No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I always pay in full, but I just screwed up. I'm in the process of switching banks -- I transferred funds, but they won't be available for a few days.
I have an Amex bill due tomorrow 9/10, and the balance on my last statement is ~$4100. I will be able to pay the full balance on 9/12, which is before the statement cuts but is after the due date.
I left about $1000 in my old bank account, so I could use that to pay them on the due date tomorrow, but it will be my first time not paying the full statement balance on the due date.
I know Amex doesn't like this... Should I call them and let them know what's going on? Or any other suggestions for what I should do?
Also, will I be charged interest for the two days between the due date and the day I PIF?
You're overthinking this. Pay the 1000 and the rest when you can. As long as you pay the minimum you have nothing to worry about.
do what the poster above advised, the only thing to consider is you will be billed interest for the average daily balance for the full statement, as well as two days on your next statement.
Are you referring to your AMEX Green charge card or your AMEX BCE?
@mikhro wrote:Are you referring to your AMEX Green charge card or your AMEX BCE?
Starwood.
There is no hit to your credit by not paying in full, just make sure you pay the minimum!!!!
@greenpang wrote:
@mikhro wrote:Are you referring to your AMEX Green charge card or your AMEX BCE?
Starwood.
You will be fine pay what you wish today or the minimum and pay the rest on the 12th I think you said which is tomorrow