This is amazing!!!...... Makes Me think they may have tougher underwriting for approvals though....
Has anyone got the new rewards structure to show up yet, this is exciting! This card is about to put my CSP to shame and it's my favorite card right now 
While I know the monthly food credits will be valuable to many, there's no value there for me.
The 4x on restaurants and grocery could be especially interesing if I could somehow justify the Schwab Platinum (I would get rid of my BCP) but I just wouldn't be able to make that work. It might be a good pair for some, though.
Two things I've read about that do have me slightly concerned is the possible removal of the airline credit (which I use to offset the AF) and the possibility of an AF increase. With the airline credit I'm able to make it work at $195, but without the airline credit and with a higher AF I'll have to take another look at things.
For the right person, though, these changes will be fantastic. 
For me the credit it worth it.... Sometimes I want to order GrubHub but the delivery fee keeps me from doing that... For the places I order from the menu items are the same price, it's the fee you have to over come.... I planned to keep the card anyways so this just makes the annual fee muchhhh easier to stomach .... And 4x points back on groceries puts my penfed Platinum on it's toes... My Uber still beats it on dining because it's straight cash back....
Have my Penfed Platinum for gas so don't care that that was axed
For me this is beautiful and if they go with a metal card this will be a direct stab at chase and their preferred card....
Have my Penfed Platinum for gas so don't care that that was axed
For me this is beautiful
and if they go with a metal card this will be a direct stab at chase and their preferred card....
This!
I literally use everything on the card already EXCEPT the gas since the world is overpopulated with gas rewards. The fact that, as of now and from what we know, the gas is the only thing getting axed in favor of more dining rewards is perfect for me. I am guessing that the reason you have to "enroll" for it and it isn't a complete change to rewards structure is probably because you can choose to retain the original gas spend or opt out of it in favor of more dining rewards and supermarket rewards. I hope this is the case.
@MrDFinance wrote:
For me the credit it worth it.... Sometimes I want to order GrubHub but the delivery fee keeps me from doing that... For the places I order from the menu items are the same price, it's the fee you have to over come.... I planned to keep the card anyways so this just makes the annual fee muchhhh easier to stomach .... And 4x points back on groceries puts my penfed Platinum on it's toes... My Uber still beats it on dining because it's straight cash back....
Have my Penfed Platinum for gas so don't care that that was axed
For me this is beautiful
Yeah if they go metal I see them possibly raising the annual fee but if doing this was to compete with the preferred then raising the fee would negate that..... We will see ..
Grubhubs fee is $5.99 tip usually 2 bucks....
Basically telling all card holders you can order once a month for free, tip included and 2 dollars off your order....
It's how you look at it and I'll take it especially if I was already going to pay the fee as is....
And getting food from a place that doesn't deliver has value attached to it lol
Basically telling all card holders you can order once a month for free, tip included and 2 dollars off your order....
It's how you look at it and I'll take it especially if I was already going to pay the fee as is....
And getting food from a place that doesn't deliver has value attached to it lol