Amex PRG Just Got Better! $250 AF

[UpperNwGuy]

My hobby is cooking, so I rarely eat out, and I never order takeout or delivery.  When I do eat out, it's at nicer places than Cheesecake Factory and Shake Shack.  So, for me, the dining credit is like the airline incidentals credit:  it's a credit for an expenditure that I would not normally make.

[Anonymous]

I am excited for the change. Now that I think of it, I was receiving mailers form AMEX regarding having to re-enroll in primary auto insurance if I ordered a card after a specified date. I was not sure why, but this may align with the launch date. I think I shredded the paper, but I can see if there is anything online. I thought it was late October or early November, but I can't remember. I am thinking the fee goes up to $250 $225/year. Maybe even a 20/mo similar to the Canadian Cobalt.

[wasCB14]

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@MrDFinance wrote:
Grubhubs fee is $5.99 tip usually 2 bucks....
Basically telling all card holders you can order once a month for free, tip included and 2 dollars off your order....

It's how you look at it and I'll take it especially if I was already going to pay the fee as is....

And getting food from a place that doesn't deliver has value attached to it lol

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I see some places on GrubHub that only charge $2 delivery with a $10 minimum.

I also see a place that wants $8 (outlying NYC suburb).

[Anonymous]

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@MrDFinance wrote:
Grubhubs fee is $5.99 tip usually 2 bucks....
Basically telling all card holders you can order once a month for free, tip included and 2 dollars off your order....

It's how you look at it and I'll take it especially if I was already going to pay the fee as is....

And getting food from a place that doesn't deliver has value attached to it lol

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I guess I would just as soon just get the food myself.  Or eat there.  

[Anonymous]

My question is, apply for one now and potentially lock in a lower AF (assuming they raise it), or wait til new benefits are announced to see if there is an extra nice SUB?

[Caught750]

Mpz, given the increased benefits if you can find the 50k SUB I'd get it now. I doubt they'll increase sub and rewards.

[wasCB14]

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@Caught750 wrote:
Mpz, given the increased benefits if you can find the 50k SUB I'd get it now. I doubt they'll increase sub and rewards.

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They've done 75k before.

[Caught750]

I was unaware of this, still... Increased credits, increased earning, and the highest SUB?

[Anonymous]

It does seem like a bit much to hope for that they'd increase benefits, credits, and a giant sub. But who knows. I'm also at a 710ish Fico, so borderline, and they may increase qualifications once new benefits go into effect. Might just give it a shot when I see a 50k offer. 

[wasCB14]

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@Caught750 wrote:
I was unaware of this, still... Increased credits, increased earning, and the highest SUB?

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It is possible that any increased bonus would mean paying a higher (new) AF in year 2, or maybe not getting it waived the first year.

And we don't know if they'll be taking any features away other than gas as a bonus category...