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I have currently been making one monthly payment, by the due date, and not using the card for 5 days until the statement cuts, so no new charges post and report. However I want to use the card to make a large purchase, make my one usual montly payment, and then another payment to pay it off, on my next pay day, which happens to be the statement closing date. Does Amex operate like Discover, and Chase, that if I make the payment by the cutoff time, it will post and reflect on the statement as paid, or no? I notice that usually when I pay Amex, my credit available increases immediatley, but the balance doesn't reduce for a few days, so I am confused if this will work or not?