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Amex Platinum Approval!

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theagent26
New Contributor

Amex Platinum Approval!

Wow.......caught the bug after six months of using my Amex Zync. I did a little homework on the myfico forums as always, and decided to apply. I figured it wouldn't be the end of the world if it was a soft pull on denial. I called and spoke to a really nice rep, asked a couple of questions and told her to go ahead with my app. I waited 2 minutes and it felt like it took forever. She comes back and says "Congrats on being a platinum member!" I about fell out of my desk chair!

 

I started this journey about 5 years ago with scores around the mid-400's. Just wanted to thank everybody here at myfico for creating a supportive and well-informed atmosphere to help everybody on their quest for better credit. I'm off to write some goodwill letters. Cheers!



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Message 1 of 14
13 REPLIES 13
Cadillac-XTS
Established Contributor

Re: Amex Platinum Approval!

Congrats

Message 2 of 14
Iamvee
Established Member

Re: Amex Platinum Approval!

Nice, congrats man.
Fico score: TU: 684 Date 8/8/2012 EQ : 647 Date 8/25/2012
EX: 651 Date 7/21/2012
Wallet: CAP one: 300 // AMEX Zync: 500
Garden since 8/18/12
Goal: 750 across the board

Message 3 of 14
gettnthere
Established Contributor

Re: Amex Platinum Approval!

Congrats! Credit repair can seem very daunting, but is well worth it in the end. I like reading stories like this, it sheds some light at the end of the tunnel for those who are going through credit issues. Congrats again!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 4 of 14
jamesdwi
Valued Contributor

Re: Amex Platinum Approval!

Congrats,

 

 

its a nice card, but I hope I never have to travel enough the need it Smiley Tongue

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 5 of 14
surfnspy
Contributor

Re: Amex Platinum Approval!

Nice!

EX: 750 (05/2015) | EQ: 765 (5/2015) | TU: 765 (5/2015)

Barclays World MasterCard CL: $19K
Capital One MasterCard CL: $3.9K (sock drawer)
CHASE Sapphire Preferred Visa Sig CL: $20K
JPM Ritz Carlton Visa Sig CL: $20K
Inquiries: 1 (EX) 0 (TU) 0 (EQ)
Message 6 of 14
jsickz32
Valued Contributor

Re: Amex Platinum Approval!

Congrats! im guessin they charge the fee to the card instantly?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 7 of 14
RockinRay
Valued Contributor

Re: Amex Platinum Approval!

CONGRATS!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 8 of 14
theagent26
New Contributor

Re: Amex Platinum Approval!

Thanks everyone! Been working hard at it for a while now. The advice on this forum is great.



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


Take the FICO Fitness Challenge
Message 9 of 14
jm00ser
Regular Contributor

Re: Amex Platinum Approval!

Congrats! Hope to have a Platinum one day, once I pay all outstanding debt!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 10 of 14
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