Amex Platinum. Just too much money

[hawkins]

Title says it all. Amex did their best today to try and sell the Plat to me on the phone. I considered all the options and no matter how many times I slice and dice it I simply cannot justify the AF. I already have the Biz Gold which works well for me. Dont get me wrong I think the Plat is a great card if you can justify the cost but have to wonder how many people out there just have it for the flashy looks and cannot really justify the cost. Just my 2 cents.

[Anonymous]

I'm sure plenty people can justify it, just not you and me. Lol

[NRB525]

Congrats.

[vic6string]

I haven't set foot on a plane in about 3 years, and have only spent about 4 days total in hotels in that time. For someone like me, it makes no sense at all. I'm a "cash back" card guy. My brother, on the other hand, had a 15 year stretch at work where he basically spent more time in the air than on the ground, travelling about 10 months a year for work. They let him use his personal card for all the trips, hotels, restaurant per-diems, etc, and reimbursed him. For someone like that it doesn't make sense to NOT have the Amex platinum. I can't begin to list all the places he and his family have been to around the world on vacation, and his reward points covered just about all of it.

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@hawkins wrote:

Title says it all. Amex did their best today to try and sell the Plat to me on the phone. I considered all the options and no matter how many times I slice and dice it I simply cannot justify the AF. I already have the Biz Gold which works well for me. Dont get me wrong I think the Plat is a great card if you can justify the cost but have to wonder how many people out there just have it for the flashy looks and cannot really justify the cost. Just my 2 cents.

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[KJinNC]

A coworker is leaving for a job at another company, and a group of us met for a happy hour last night to celebrate that. One of my buddies paid for his drinks with a business Amex platinum card for his personal sideline business that had nothing to do with the event. I scratched my head at that one.

[Anonymous]

Same with the Gold card.

[KJinNC]

Gold Card is half the annual fee, and its reward structure isn't as heavily geared toward travel. I think the Gold Card makes sense for a larger percentage of the population although still probably not a majority.

[Stralem]

As with all cards, it just works better for some than others.

I take it you're not part of the jetsetter crowd? If not, dropping the Plat makes total sense.

[longtimelurker]

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@hawkins wrote:

 Dont get me wrong I think the Plat is a great card if you can justify the cost but have to wonder how many people out there just have it for the flashy looks and cannot really justify the cost. Just my 2 cents.

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Maybe some, but IMO the AF is probably just high enough to deter some of that  (i.e. people may pay $100 for flash but not $550!)  I would also think there is a group who "should" get the Plat but don't, because they don't understand all the benefits and are put off by the fee.

[wasCB14]

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@longtimelurker wrote:

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@hawkins wrote:

 Dont get me wrong I think the Plat is a great card if you can justify the cost but have to wonder how many people out there just have it for the flashy looks and cannot really justify the cost. Just my 2 cents.

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Maybe some, but IMO the AF is probably just high enough to deter some of that  (i.e. people may pay $100 for flash but not $550!)  I would also think there is a group who "should" get the Plat but don't, because they don't understand all the benefits and are put off by the fee.

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And a group that avoids AF cards altogether, regardless of value! Several on MF, actually.