I agree with Penguin--even though I don't know about that $450 AF. I gave Continental World Card the boot for the $85. I did get the debit for $25 AF, since I bank with chase.
I think if I was stuck in an airport for seven hours I would reconsider. When I fly with the SO I get to go into the President's club with him, it is oh so nice. If I flew as much as the SO then maybe. Then again I can just keep using his spouse/friend pass.
WTG anyway OP!!!