Burned amex back in the 80's, and I dont remember how much. I do have a bk thats over 6 years old. I try the prequal page and nothing. Most recent account is 1 month old. A car loan and another cc 9 months old. Next card is 1y3m. All else is older. Got 2 neg accounts. 1 was 150 days late and falls off next month. 68k avail credit in cc. 10% agg uti. 29% on one card and bringing it down next month. scores now at 675 and "0" inquiries on exp. odds of a hilton surpass or bce? Advice would be helpful. Thanks!
They have a long memory. I burned them in 2009 and apped for a new card a few months back. They sent me a letter telling me what I owe them and that I could pay them off and they would reconsider my app. The letter said all over it that it was past the SOL but that I could still pay it off but they wouldn't report. I'm paying them off because I do owe it.