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Got in with Amex w/ a Delta Blue ($1000 SL) a few months ago, at 61 days I tried for the 3x CLI, was denied. But I see I'm 'Pre-Approved' for all of their branded cards. I don't want to open another CC up until one of their prime ones open. Anyone have any experience on the length it normally takes for their prime cards to become 'Pre-Approved'? Really want that BCP for the grocery benefits
From my experience pre-approvals from AMEX are very score dependent.
650-680: Hilton and Delta Cards
690-710: Green, Gold, Platinum
720+: Cash Magnet, Blue Cash, Every Day
They hand the co-branded cards out like candy, roll out the carpet for the high AFs but keep the cost effective cards around for the most reliable.
this is pretty true.
when filling out the prequalification app on amex site, i was prequalified for the everyday, blue cash, and delta.
expeiran fico score was 725
amex pulls from experian when applying.
@Citylights18 wrote:From my experience pre-approvals from AMEX are very score dependent.
650-680: Hilton and Delta Cards
690-710: Green, Gold, Platinum
720+: Cash Magnet, Blue Cash, Every Day
They hand the co-branded cards out like candy, roll out the carpet for the high AFs but keep the cost effective cards around for the most reliable.
@Citylights18 wrote:From my experience pre-approvals from AMEX are very score dependent.
650-680: Hilton and Delta Cards
690-710: Green, Gold, Platinum
720+: Cash Magnet, Blue Cash, Every Day
They hand the co-branded cards out like candy, roll out the carpet for the high AFs but keep the cost effective cards around for the most reliable.
DW received her Gold approval at a 630 EX Fico, I got the business version at 648. So far no revolvers show up for her on either the personal or biz side but she does get prequals for Gold and Plat for business. Both of our approvals were prequal.