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Just to add another data point, I'll confirm that you can reallocate personal-to-personal, business-to-business, or business-to-personal on one card with a minimum of 30 days between requests (for calendar purposes, use 31 days). The $500 vs $1000 minimum is profile-dependent, and any existing charges or authorizations will increase that amount. There does not seem to be a rule that cards must be x months old prior to moving limits as of at least a few years ago; I have moved limits to and from new cards with no issues.
DW gets approved for Anything she wants from Amex, but has been turned down on reallocation each and every time
@woodyman100 wrote:DW gets approved for Anything she wants from Amex, but has been turned down on reallocation each and every time
Do they give any reasons?
I shred the letters without opening.
I do remember one saying she had to wait 13 months. (It was phrased differently).
It's been almost 24 now and denied again.
It's not a big deal, but my point is that it's not a given that it can get done.
I have never had an ounce of trouble with Chase, but DW had her Chase accounts shut down. You just never know
@woodyman100 wrote:I shred the letters without opening.
I do remember one saying she had to wait 13 months. (It was phrased differently).It's been almost 24 now and denied again.
It's not a big deal, but my point is that it's not a given that it can get done.
I have never had an ounce of trouble with Chase, but DW had her Chase accounts shut down. You just never know
Thank you. I was asking because I was genuinely curious as to the reasons given. I have another CL move planned, but am making use of a 0% BT offer (on a different AMEX card that won't be involved) and was curious (since my usage is higher on that card) if the reasons given were related to happenings with her accounts/status/AR, logistics (like too soon/not leaving enough on donor card, business to personal, etc), or Amex musings/moon phases/etc.
So I was asking to see if my higher UT on that card (or something else) might make my pending move a no go.
@woodyman100 wrote:I shred the letters without opening.
I should try that.
One month of mail, with everything set to paperless.
@Anonymous wrote:
@woodyman100 wrote:I shred the letters without opening.
I should try that.
One month of mail, with everything set to paperless.
Lol. I have done this so long that I'm Carnac the magnificent when the mail comes😂