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Amex and Chase Limits...

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Anonymous
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Amex and Chase Limits...

I was recently approved for a BCE with a limit of $8000. I also have a Chase Freedom at $3000 that I got this past summer. My question is can I call Chase and have them match my Amex limit in this short time and if so do they have to do a hard pull?

Also I heard about this 3X CLI from Amex after 62 days...if I have a starting limit of $8000 would it be bad to request $24000?
Message 1 of 5
4 REPLIES 4
Viper786
Regular Contributor

Re: Amex and Chase Limits...

Chase CLI requests are hard pulls. You can always request it and if they don't give you 8k, you can call their executive number. They should be able to help you 

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 2 of 5
SwiftTone
Valued Contributor

Re: Amex and Chase Limits...


@Anonymous wrote:
I was recently approved for a BCE with a limit of $8000. I also have a Chase Freedom at $3000 that I got this past summer. My question is can I call Chase and have them match my Amex limit in this short time and if so do they have to do a hard pull?

Also I heard about this 3X CLI from Amex after 62 days...if I have a starting limit of $8000 would it be bad to request $24000?

Yes you can call Chase executive office and request a SP CLI. But SP CLIs are ymmv in my experience even with the same rep.

 

You can request $24,000, they will counter offer with something elseif they can't grant you that. But I'd be a bit conservative. Shoot high but not too high.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 3 of 5
daybreakgonesXe
Valued Contributor

Re: Amex and Chase Limits...

From what I've seen on the forums you might want to wait 6 months to ask for CLI from Chase and have a decent chance! And yes, all customer-initiated CLI are a HP. Since I don't have an AMEX nor have I done much research on it, you may want to wait on a reply from someone else about that! :X

Message 4 of 5
Creditaddict
Legendary Contributor

Re: Amex and Chase Limits...


@SwiftTone wrote:

@Anonymous wrote:
I was recently approved for a BCE with a limit of $8000. I also have a Chase Freedom at $3000 that I got this past summer. My question is can I call Chase and have them match my Amex limit in this short time and if so do they have to do a hard pull?

Also I heard about this 3X CLI from Amex after 62 days...if I have a starting limit of $8000 would it be bad to request $24000?

Yes you can call Chase executive office and request a SP CLI. But SP CLIs are ymmv in my experience even with the same rep.

 

You can request $24,000, they will counter offer with something elseif they can't grant you that. But I'd be a bit conservative. Shoot high but not too high.


NO, the whole point of Amex is CLI at 62 Days, and CLI every 6 months after that and UP TO 3x current CLI.  The employees say, everyone here says it... it's not going to high and poking the bee hive, it's the policy given to all! The system counters.

Message 5 of 5
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