@Anonymous wrote:Just a quick question regarding the topic: We are all aware that Amex has in the past capped transfers at $5000 when performing a BT to an Amex card. Seems that they weren't huge fans of the idea. Anybody know how they view a BT of a balance away from their cards to another lender, either for revolvers or charge cards? I'm going to take advantage of the 0% for 12 months offer on my FNBO Evergreen and am thinking of moving some Amex debt over. Since Amex can be quirky at times, is this a good idea? Do they see it as an issue with being able to pay, or are they indifferent to it and happy to get the account payoffs? Just want to see if I'm overthinking this or if it's something I should consider.
TIA for any insight.
A balance transfer away from Amex to another lender is, to Amex, merely a nice payment. No they would not take it amiss. Yes you are overthinking it.
Thank you both - BTs are now done 
I've done it 3 times with no issues. But yes, it can have adverse effects if done too many times, or at least in certain situations. The pop up when not eligible for a SUB lists BT transfers first. I assume it's in regards to people who earn a SUB then BT the balance away. Probably an anti-churn algorithm keeping track. Unfortunately, there's no datapoints where this info is tracked and found to be the cause for a SUB denial, but the fact that it's mentioned shows it's significant enough to be tracked.
@Anonymous wrote:
@Brian_Earl_Spilner wrote:I've done it 3 times with no issues. But yes, it can have adverse effects if done too many times, or at least in certain situations. The pop up when not eligible for a SUB lists BT transfers first. I assume it's in regards to people who earn a SUB then BT the balance away. Probably an anti-churn algorithm keeping track. Unfortunately, there's no datapoints where this info is tracked and found to be the cause for a SUB denial, but the fact that it's mentioned shows it's significant enough to be tracked.
That rationale makes sense, and I appreciate you mentioning it. I moved balances from Hilton, Platinum, and BCP. The newest of those is Platinum which I got in November, and the other two are over two years old (Hilton is nearing three). I've never done a BT before, at all, not just with Amex. I'm also not looking for more cards from them so the pop-up is a nonfactor.
Sounds like a safe move then.
I think it's a non-issue for people that use their cards regularly. I've yet to receive the pop up or any other correspondence regarding my BT activity.