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it will report the year you became a member and the current month if you became a member in 2010, and you were approved this month your member date would be 9/2010 it would take a few months to get your new card reporting but it should automaticly backdate since you are a current member, no headaches expected, if you have a choice its best to apply for AMEX cards besides the first one in january, so they backdate to 1/member year.