Amex beat my Cap One reporting

[LawStudentCivilis]

Hi all,

I just thought I would share I opened my Capital One card in middle May and it still has not reported.  I opened my Amex in probably less than a month and it's beaten Capital One. 

I'm fine with it, but I do find it interesting!

[NewtoCredit80]

I generally prefer a lender reports couple of month late as your Aaoa takes a hit once the account start reporting. People with thin files like me Aaoa is small number so a new account if reports late is preferred.

[staifokuzed]

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@NewtoCredit80 wrote:

I generally prefer a lender reports couple of month late as your Aaoa takes a hit once the account start reporting. People with thin files like me Aaoa is small number so a new account if reports late is preferred.

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+1.  If  mine are spaced over the next 3 months I  wont drop below 1 year AAOA.  If they al hit now most likely be 10-11 months and a larger score hit.  I vote late.

[LawStudentCivilis]

I'm in the same boat. I think it's for the best, but I do find that it is alarmingly slow to report.