Amex charge cards

ecxpa · ‎05-08-2014

So I have the Amex Green revived last year.....my MSD is 1980. Haven't been able to get a revolver yet due to too many inquiries and new accounts. I was thinking about trying to get another charge card, perhaps the amex PRG to help me with my AAoA since it would be backdated to 1980. Will Amex issue you two charge cards?

LearningMoreAboutCredit · ‎05-08-2014

@ecxpa wrote:
So I have the Amex Green revived last year.....my MSD is 1980. Haven't been able to get a revolver yet due to too many inquiries and new accounts. I was thinking about trying to get another charge card, perhaps the amex PRG to help me with my AAoA since it would be backdated to 1980. Will Amex issue you two charge cards?

Yes.

eagle2013 · ‎05-08-2014

@ecxpa wrote:
So I have the Amex Green revived last year.....my MSD is 1980. Haven't been able to get a revolver yet due to too many inquiries and new accounts. I was thinking about trying to get another charge card, perhaps the amex PRG to help me with my AAoA since it would be backdated to 1980. Will Amex issue you two charge cards?

Yes, you can have two charge cards but if a revolver is what you want I would wait and apply every 3-6 months. It's only a SP denial.

ecxpa · ‎05-08-2014

Last time I was denied it was because I had not used the green card a lot; with the Amex prg I would accumulate more point with heavy usage and hopefully be able to get the amex Everyday revolver.

eagle2013 · ‎05-08-2014

@ecxpa wrote:
Last time I was denied it was because I had not used the green card a lot; with the Amex prg I would accumulate more point with heavy usage and hopefully be able to get the amex Everyday revolver.

AMEX cares about how you use your card, aka spending. It's understandable how they would be reluctant to approve you for a revolver if you haven't made much use of your current product. The points accumulation is for your benefit only, and you'll run into the same fate if your spending on the PRG remains the same as the Green. I would suggest using the Green as much as you can, and it will increase your internal risk scoring with AMEX over time.

takeshi74 · ‎05-09-2014

@ecxpa wrote:
Last time I was denied it was because I had not used the green card a lot; with the Amex prg I would accumulate more point with heavy usage and hopefully be able to get the amex Everyday revolver.

Should have gone for the PRG. Qualifications are the same for the revolvers (except the Centurion).