My Amex was put on a freeze. I’m guessing because I had set it up for autopaying the full balance every month but i forgot to update the bank and it bounced back to Amex 3 times because I changed banks.
Now I’m nervous Amex will close my account became since I’ve opened the account in 2013 my credit score went down to 500 due to a divorce and I have maxed out other cards and have been late on other cards. But Amex I’ve always paid on time and in full each month except this one time. I updated my bank account and paid the balance now but now they have his hold on my Amex.
Wow sorry to hear about your troubles. 3 bounced payment will be huge red flag and definitely get accounts closed . Definitely call Amex and explain. They seem to be good to work with if you are upfront. Best of luck