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Amex financial review

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jasonbourne84
Frequent Contributor

Re: Amex financial review

Slightly tangential data point, FWIW: DH has a 4-year old $1000 Delta Blue limit. A few weeks ago, he requested 3x CLI and provided our total joint income (I make 6x him). Got hit with request for proof of income. Provided both of our W2s and our bank statements. 2 weeks later, the 3x CLI was approved. 


Message 41 of 43
Anonymous
Not applicable

Re: Amex financial review

Passed 19k limit down to 5k

Message 42 of 43
NRB525
Super Contributor

Re: Amex financial review


@Anonymous wrote:

Passed 19k limit down to 5k


Thanks for the update. So they only reduced the hard limit, kept the account open. I'd call that a win. Congrats!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 43 of 43
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