Amex for Heavy grocery usage

Jccflat · ‎01-07-2020

Besides the gold Amex that gives only up to 25k on points for x4
what other other Amex Card in the next good that can someone apply witch will give good rewards since in grocery ?

That person Does over 100k In spend year

PullingMeSoftly · ‎01-07-2020

BCP comin' in handy, my go to for groceries, easily makes up for the AF

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $25,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

US Bank Cash+ Visa Sig │ $20,000 │ 5% selectable rotator

Elan Fidelity Rewards Visa Sig │ $25,000

Citi Custom Cash MC │ $21,800 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $10,000

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $66,000

PenFed Platinum Rewards Visa Sig │ $12,000

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything @ 7.49% APR

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ 5% selectable rotator

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

simplynoir · ‎01-07-2020

Now assuming it can be believed there's someone with that kind of grocery spend because of the cap restrictions the other options have (ED, EDP, BCE, BCP and BBP) there's no way to cover the entire 100k with AMEX on one card but it should be close if combinded together. Add the mix earnings of the Everyday and Blue Cash cards ($24k) for cash and MR points, and Blue Business Plus ($50k) for more MR points that should get someone close to the max earning potential if speaking strictly AMEX cards only

If just one card then they should go Blue Business Plus for another 100k in points for $50k spend

Anonymous · ‎01-07-2020

Every card has grocery cap. BCE, BCP, ED, and EDP all capped at $6k each. That person must feed a whole village with that type of grocery spend.

JNA1 · ‎01-07-2020

If $100K is not a typo, depending on where they are, the BBVA ClearPoints card would be great for groceries because it offers unlimited 3% on a category of your choice (and 2% on another category also). I'm currently cycling around $900 per month through mine on utilities.

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

simplynoir · ‎01-07-2020

The OP specifically mentioned AMEX

Anonymous · ‎01-07-2020

I'm coming to your house to eat lol.

With that much spend though, with one lender, will likely draw attention to your accounts. It might be better to do multiple issuers for all that grocery spend, which means you'll have to give up some rewards to do so. I wouldn't go all in with Amex.

Jccflat · ‎01-07-2020

Is it a negative attention? To use one lander
He does have the nfcu Amex that gives 3 points on grocery but 4X on Amex gives more

wasCB14 · ‎01-07-2020

To make a joke that may now be out of date...I suspect this person eats a lot of ice cream.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

Anonymous · ‎01-07-2020

@Jccflat wrote:
Is it a negative attention? To use one lander
He does have the nfcu Amex that gives 3 points on grocery but 4X on Amex gives more

The NFCU AMEX has no cap though so use the Gold to $25K then BCP to $6K then NFCU AMEX for the rest.