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Amex getting refused at more places

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PDXoriginal
Regular Contributor

Amex getting refused at more places

In the last week I have been refused using Amex as a payment more than in the last decade. Granted most of the places were small businesses i.e. cafes, but even Del Taco refused to accept Amex!

 

Is this a sign of mass revolt?

Message 1 of 53
52 REPLIES 52
HawaiianSkwerl
Established Member

Re: Amex getting refused at more places

In my experience, it only has been small business that doesn't take AMEX. Which is fine, I can understand that. I can't imagine the charge up that they have to pay for, and in this economy people are having to tighten up their wallets where they can. Even regional chain stores I would think fall in this category. The only places I know will always accept my AMEX is your national/international chains. And I suppose your expensive boutique's.

And that's why you always carry VISA/MC with you as well. Smiley Wink

FICO | TU 688 / EQ 680 / EX 710 | ---------- GOAL | 800 |

[ Gardening Til 2015 ] "Only two things are infinite, the universe and human stupidity, and I'm not sure about the former." - Albert Einstein
Message 2 of 53
irrational
Frequent Contributor

Re: Amex getting refused at more places

I have not noticed anything remotely like what you are describing. I use my Amex for 99% of all my transactions. I've only ran into 2 places I visit that don't accept Amex, one is my doctor and the other is a local ballpark. In both cases I just use my Discover.

 

Not sure what a Del Taco is, but doesn't exactly sound like the target market for Amex consumers... Lol.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL          |      $27,600         |      $15,000      |      $7,000      |     $2,800     |      $11,000    |      $13,530      |      $5,200
Message 3 of 53
bigblue7722
Valued Contributor

Re: Amex getting refused at more places

a lot of mom and pop places in CT dont take amex or discover. Atleast with amex they have the special offer deals, 3x cli, and backdating. All I have ever gotten for my discover it card was a 5 dollar starbucks card. Thanks but no thanks.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 4 of 53
keithB
Established Contributor

Re: Amex getting refused at more places


@irrational wrote:

I have not noticed anything remotely like what you are describing. I use my Amex for 99% of all my transactions. I've only ran into 2 places I visit that don't accept Amex, one is my doctor and the other is a local ballpark. In both cases I just use my Discover.

 

Not sure what a Del Taco is, but doesn't exactly sound like the target market for Amex consumers... Lol.


+1, love AMEX EveryDay - really can't explain why I reach for it first =P

Message 5 of 53
mongstradamus
Super Contributor

Re: Amex getting refused at more places


@bigblue7722 wrote:

a lot of mom and pop places in CT dont take amex or discover. Atleast with amex they have the special offer deals, 3x cli, and backdating. All I have ever gotten for my discover it card was a 5 dollar starbucks card. Thanks but no thanks.


Yeah in Fairfield county few places don't like taking amex because the really high swipe fees from what I understands 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 53
bigblue7722
Valued Contributor

Re: Amex getting refused at more places


@mongstradamus wrote:

@bigblue7722 wrote:

a lot of mom and pop places in CT dont take amex or discover. Atleast with amex they have the special offer deals, 3x cli, and backdating. All I have ever gotten for my discover it card was a 5 dollar starbucks card. Thanks but no thanks.


Yeah in Fairfield county few places don't like taking amex because the really high swipe fees from what I understands 


Its understandable. But if i could do it over again i would have went with amex over discover. Discover does not do enough to keep my business compared to chase.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 7 of 53
Open123
Super Contributor

Re: Amex getting refused at more places

Haven't really run into any issues in Northern CA, except for the smaller "mom & pop" stores.  My views on this is pretty simple.  Every merchant has a right accept whatever form of payment they deem fitting, and I can equally choose the form of payment I prefer and walk out.

 

For me, for any establishment who restricts my form of payment had better have something pretty special where I can't find elsewhere.

Message 8 of 53
mongstradamus
Super Contributor

Re: Amex getting refused at more places


@bigblue7722 wrote:

@mongstradamus wrote:

@bigblue7722 wrote:

a lot of mom and pop places in CT dont take amex or discover. Atleast with amex they have the special offer deals, 3x cli, and backdating. All I have ever gotten for my discover it card was a 5 dollar starbucks card. Thanks but no thanks.


Yeah in Fairfield county few places don't like taking amex because the really high swipe fees from what I understands 


Its understandable. But if i could do it over again i would have went with amex over discover. Discover does not do enough to keep my business compared to chase.


My amex is only on groceries duty like whole foods and trader joes ,they can handle the swipe fees lol 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 9 of 53
B335is
Moderator Emeritus

Re: Amex getting refused at more places

Anyone find the irony that a lot of small mom and pop stores don't accpet Amex, but Amex markets "Small Business Saturday?"  I run into this from time to time and this marketing campaign always pops into my head.

Message 10 of 53
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