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WTG!
Just know that now every balance that reports is 100% utl. I have always wondered how that would effect one's scoring.....the whole charge card thing.
congrats
Congrats
@pr0blumz wrote:Just know that now every balance that reports is 100% utl. I have always wondered how that would effect one's scoring.....the whole charge card thing.
It will effect DTI, but it has no effect on utilization. So, it isn't really considered at 100% utilization, it's just considered as "you owe $x on the charge card". That reason alone makes charge cards attractive to a lot of us.
Scores | 2013-09-21 | Current |
Equifax | 630 (LP) | 755 (CK)/749 (Quizzle) |
Experian | 640 (FCR) | FICO 707 (Amex) |
TransUnion | 588 (CK) | FICO 754 (Barclaycard) |