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Would anyone know if doing a CL transfer with Amex resets any type of clock? About six months ago I moved about $5K of my Optima account to my ED account with no problem. I would now like to move even more of the Optima CL (currently $15.5K) over to the AE (currently $12K). Anyone know if there is any type of waiting period after doing a CL transfer previously?
@EW800 wrote:Would anyone know if doing a CL transfer with Amex resets any type of clock? About six months ago I moved about $5K of my Optima account to my ED account with no problem. I would now like to move even more of the Optima CL (currently $15.5K) over to the AE (currently $12K). Anyone know if there is any type of waiting period after doing a CL transfer previously?
Don't think so
Thank you guys. Ignorance is bliss in my case. I should've done A LOT more research prior to doing this. Would you guys recommend I close it considering I won't use it with $1k CL and I just got the EDP too? I am going to take the hit of 2 new TL on my profile since amex isn't backdating any longer
@Jaylima91 wrote:Thank you guys. Ignorance is bliss in my case.
I should've done A LOT more research prior to doing this. Would you guys recommend I close it considering I won't use it with $1k CL and I just got the EDP too? I am going to take the hit of 2 new TL on my profile since amex isn't backdating any longer
I wouldn't close it. Don't you buy groceries at all.? The BCF can't be beat for that. And follow ClixT's suggestion about the 3X CLI
@Jaylima91 wrote:Thank you guys. Ignorance is bliss in my case.
I should've done A LOT more research prior to doing this. Would you guys recommend I close it considering I won't use it with $1k CL and I just got the EDP too? I am going to take the hit of 2 new TL on my profile since amex isn't backdating any longer
Don't close it. Use both of them. It will just take some time. Did you already get a cli on the ED or no? Just make payments several times a month on your charges. It's already open now. The TLs will balance out.
Go for a limit increase in 6 months on the ED, and the next 6 months on the Blue.
From what I am reading here their Blue cash cards are kind of strict, and harder to get than the ED.
@Jaylima91 wrote:
I buy groceries but I also spend a lot on my Cc monthly.
Up to you but I wouldn't close out a card that gives 6% on groceries. If nothing else, just use it for that.