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Amex new Gold Card approval odds!

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Established Member

Amex new Gold Card approval odds!

I want the new amex gold card but im not sure if my credit scores/income are good enough to apply at the moment.. I have zero derogatory marks, zero hard inquiries, zero late payments, 2yrs of credit history with 2 credit cards. I have EX720 TU715 EQ710 and 30k income... I don’t wanna apply and get rejected! Help is appreciated Smiley Happy
Message 1 of 14
13 REPLIES 13
Valued Contributor

Re: Amex new Gold Card approval odds!

That sounds good to me.  Did you try the prequal first?  Even if nothing comes up, I still think you would be approved with a cold app.

 FICO 8
Message 2 of 14
Established Member

Re: Amex new Gold Card approval odds!

I did but sadly none of the charge cards are shown as pre-qualified
Message 3 of 14
Valued Contributor

Re: Amex new Gold Card approval odds!

I think odds are good. At least 80%. I have seen people with 695 score and 20k income approved.
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Message 4 of 14

Re: Amex new Gold Card approval odds!

Call them up. They will work with you. 

Message 5 of 14
Established Member

Re: Amex new Gold Card approval odds!

I’ll have to apply first, and see what happens. My father didn’t have a difficult time applying for The Plum Card for his business, i have no clue why im not being targeted as a 23yo
Message 6 of 14
New Contributor

Re: Amex new Gold Card approval odds!

I think you’re good. Amex charge cards are easier to get than credit cards.
Message 7 of 14
Frequent Contributor

Re: Amex new Gold Card approval odds!

Given the information you listed I would be surprised if you were not approved.

Do keep in mind that the annual fee is $250 and it is not waived the first year.

Message 8 of 14
Established Member

Re: Amex new Gold Card approval odds!

Yeah im ok with the AF... thanks for the help guys
Message 9 of 14
Established Member

Re: Amex new Gold Card approval odds!

I’ll keep you posted if i do get approved or rejected
Message 10 of 14
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